Public archive

Firm complaint analysis

Public firm-by-firm analysis pages built from published Financial Ombudsman decisions, covering complaint volume, product mix, upheld-rate context, complaint themes, and representative cases.

197 pages currently match the current filter.

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197 pages

Browse live analysis pages with structured metrics, ranked views, and representative decisions.

Bank of Scotland Plc firm analysis

Bank of Scotland Plc

27,113 published decisions with 13.3% upheld.

Decisions

27,113

Upheld

13.3%

Latest published decision 17 Mar 2026

Lloyds Bank PLC firm analysis

Lloyds Bank PLC

19,585 published decisions with 19.3% upheld.

Decisions

19,585

Upheld

19.3%

Latest published decision 17 Mar 2026

Santander UK Plc firm analysis

Santander UK Plc

14,012 published decisions with 25.9% upheld.

Decisions

14,012

Upheld

25.9%

Latest published decision 17 Mar 2026

Barclays Bank Plc firm analysis

Barclays Bank Plc

13,939 published decisions with 27.9% upheld.

Decisions

13,939

Upheld

27.9%

Latest published decision 17 Mar 2026

Nationwide Building Society firm analysis

Nationwide Building Society

12,996 published decisions with 22.8% upheld.

Decisions

12,996

Upheld

22.8%

Latest published decision 17 Mar 2026

National Westminster Bank Plc firm analysis

National Westminster Bank Plc

11,562 published decisions with 21.9% upheld.

Decisions

11,562

Upheld

21.9%

Latest published decision 17 Mar 2025

Barclays Bank UK PLC firm analysis

Barclays Bank UK PLC

10,546 published decisions with 26.3% upheld.

Decisions

10,546

Upheld

26.3%

Latest published decision 17 Mar 2026

HSBC Bank plc firm analysis

HSBC Bank plc

10,180 published decisions with 38.1% upheld.

Decisions

10,180

Upheld

38.1%

Latest published decision 18 Feb 2022

HSBC UK Bank Plc firm analysis

HSBC UK Bank Plc

7,047 published decisions with 29.2% upheld.

Decisions

7,047

Upheld

29.2%

Latest published decision 17 Mar 2026

Capital One (Europe) plc firm analysis

Capital One (Europe) plc

6,699 published decisions with 39.0% upheld.

Decisions

6,699

Upheld

39.0%

Latest published decision 17 Mar 2026

The Royal Bank of Scotland Plc firm analysis

The Royal Bank of Scotland Plc

6,055 published decisions with 25.9% upheld.

Decisions

6,055

Upheld

25.9%

Latest published decision 06 Mar 2026

Aviva Insurance Limited firm analysis

Aviva Insurance Limited

4,911 published decisions with 30.2% upheld.

Decisions

4,911

Upheld

30.2%

Latest published decision 17 Mar 2026

MBNA Limited firm analysis

MBNA Limited

3,829 published decisions with 29.5% upheld.

Decisions

3,829

Upheld

29.5%

Latest published decision 17 Mar 2026

Clydesdale Bank Plc firm analysis

Clydesdale Bank Plc

3,760 published decisions with 27.1% upheld.

Decisions

3,760

Upheld

27.1%

Latest published decision 17 Mar 2026

UK Insurance Limited firm analysis

UK Insurance Limited

3,725 published decisions with 32.4% upheld.

Decisions

3,725

Upheld

32.4%

Latest published decision 18 Jun 2021

Financial Insurance Company Limited firm analysis

Financial Insurance Company Limited

3,644 published decisions with 24.2% upheld.

Decisions

3,644

Upheld

24.2%

Latest published decision 20 Apr 2020

AXA Insurance UK Plc firm analysis

AXA Insurance UK Plc

3,619 published decisions with 38.4% upheld.

Decisions

3,619

Upheld

38.4%

Latest published decision 17 Mar 2026

TSB Bank plc firm analysis

TSB Bank plc

3,442 published decisions with 31.8% upheld.

Decisions

3,442

Upheld

31.8%

Latest published decision 17 Mar 2026

Tesco Personal Finance PLC firm analysis

Tesco Personal Finance PLC

3,240 published decisions with 42.0% upheld.

Decisions

3,240

Upheld

42.0%

Latest published decision 18 Dec 2024

Revolut Ltd firm analysis

Revolut Ltd

3,239 published decisions with 29.0% upheld.

Decisions

3,239

Upheld

29.0%

Latest published decision 17 Mar 2026

AXA France IARD firm analysis

AXA France IARD

3,082 published decisions with 7.4% upheld.

Decisions

3,082

Upheld

7.4%

Latest published decision 22 Dec 2025

Ageas Insurance Limited firm analysis

Ageas Insurance Limited

2,985 published decisions with 42.4% upheld.

Decisions

2,985

Upheld

42.4%

Latest published decision 06 Mar 2026

U K Insurance Limited firm analysis

U K Insurance Limited

2,827 published decisions with 33.4% upheld.

Decisions

2,827

Upheld

33.4%

Latest published decision 17 Mar 2026

Royal & Sun Alliance Insurance Plc firm analysis

Royal & Sun Alliance Insurance Plc

2,573 published decisions with 33.0% upheld.

Decisions

2,573

Upheld

33.0%

Latest published decision 11 Nov 2021

Monzo Bank Ltd firm analysis

Monzo Bank Ltd

2,571 published decisions with 38.1% upheld.

Decisions

2,571

Upheld

38.1%

Latest published decision 17 Mar 2026

NewDay Ltd firm analysis

NewDay Ltd

2,507 published decisions with 47.4% upheld.

Decisions

2,507

Upheld

47.4%

Latest published decision 17 Mar 2026

Allianz Insurance Plc firm analysis

Allianz Insurance Plc

2,439 published decisions with 20.2% upheld.

Decisions

2,439

Upheld

20.2%

Latest published decision 17 Mar 2026

Aviva Life & Pensions UK Limited firm analysis

Aviva Life & Pensions UK Limited

2,363 published decisions with 25.4% upheld.

Decisions

2,363

Upheld

25.4%

Latest published decision 17 Mar 2026

The Co-operative Bank Plc firm analysis

The Co-operative Bank Plc

2,194 published decisions with 24.5% upheld.

Decisions

2,194

Upheld

24.5%

Latest published decision 29 Sept 2025

Canada Square Operations Limited firm analysis

Canada Square Operations Limited

2,151 published decisions with 41.7% upheld.

Decisions

2,151

Upheld

41.7%

Latest published decision 28 Jan 2025

Yorkshire Building Society firm analysis

Yorkshire Building Society

2,123 published decisions with 30.6% upheld.

Decisions

2,123

Upheld

30.6%

Latest published decision 09 Feb 2026

Admiral Insurance Company Limited firm analysis

Admiral Insurance Company Limited

1,963 published decisions with 38.6% upheld.

Decisions

1,963

Upheld

38.6%

Latest published decision 08 Aug 2025

Liverpool Victoria Insurance Company Limited firm analysis

Liverpool Victoria Insurance Company Limited

1,887 published decisions with 29.4% upheld.

Decisions

1,887

Upheld

29.4%

Latest published decision 17 Mar 2026

British Gas Insurance Limited firm analysis

British Gas Insurance Limited

1,869 published decisions with 44.7% upheld.

Decisions

1,869

Upheld

44.7%

Latest published decision 10 Feb 2026

esure Insurance Limited firm analysis

esure Insurance Limited

1,853 published decisions with 46.4% upheld.

Decisions

1,853

Upheld

46.4%

Latest published decision 17 Mar 2026

Shawbrook Bank Limited firm analysis

Shawbrook Bank Limited

1,803 published decisions with 24.5% upheld.

Decisions

1,803

Upheld

24.5%

Latest published decision 17 Mar 2026

Admiral Insurance (Gibraltar) Limited firm analysis

Admiral Insurance (Gibraltar) Limited

1,745 published decisions with 49.3% upheld.

Decisions

1,745

Upheld

49.3%

Latest published decision 17 Mar 2026

Volkswagen Financial Services (UK) Limited firm analysis

Volkswagen Financial Services (UK) Limited

1,738 published decisions with 35.3% upheld.

Decisions

1,738

Upheld

35.3%

Latest published decision 17 Mar 2026

Clydesdale Financial Services Limited firm analysis

Clydesdale Financial Services Limited

1,721 published decisions with 20.6% upheld.

Decisions

1,721

Upheld

20.6%

Latest published decision 17 Mar 2026

Advantage Insurance Company Limited firm analysis

Advantage Insurance Company Limited

1,662 published decisions with 46.8% upheld.

Decisions

1,662

Upheld

46.8%

Latest published decision 17 Mar 2026

Inter Partner Assistance SA firm analysis

Inter Partner Assistance SA

1,593 published decisions with 43.7% upheld.

Decisions

1,593

Upheld

43.7%

Latest published decision 17 Mar 2026

Casheuronet UK LLC firm analysis

Casheuronet UK LLC

1,486 published decisions with 83.8% upheld.

Decisions

1,486

Upheld

83.8%

Latest published decision 25 Oct 2019

Black Horse Limited firm analysis

Black Horse Limited

1,394 published decisions with 30.0% upheld.

Decisions

1,394

Upheld

30.0%

Latest published decision 17 Mar 2026

Royal & Sun Alliance Insurance Limited firm analysis

Royal & Sun Alliance Insurance Limited

1,374 published decisions with 40.5% upheld.

Decisions

1,374

Upheld

40.5%

Latest published decision 29 Aug 2025

The Prudential Assurance Company Limited firm analysis

The Prudential Assurance Company Limited

1,368 published decisions with 25.4% upheld.

Decisions

1,368

Upheld

25.4%

Latest published decision 16 Feb 2026

Vanquis Bank Limited firm analysis

Vanquis Bank Limited

1,363 published decisions with 23.8% upheld.

Decisions

1,363

Upheld

23.8%

Latest published decision 17 Mar 2026

Lloyds Bank General Insurance Limited firm analysis

Lloyds Bank General Insurance Limited

1,285 published decisions with 29.2% upheld.

Decisions

1,285

Upheld

29.2%

Latest published decision 17 Mar 2026

Covea Insurance plc firm analysis

Covea Insurance plc

1,235 published decisions with 41.0% upheld.

Decisions

1,235

Upheld

41.0%

Latest published decision 06 Mar 2026

Bank of Ireland (UK) Plc firm analysis

Bank of Ireland (UK) Plc

1,217 published decisions with 29.2% upheld.

Decisions

1,217

Upheld

29.2%

Latest published decision 05 Mar 2026

American Express Services Europe Limited firm analysis

American Express Services Europe Limited

1,180 published decisions with 25.6% upheld.

Decisions

1,180

Upheld

25.6%

Latest published decision 17 Mar 2026

Creation Consumer Finance Ltd firm analysis

Creation Consumer Finance Ltd

1,180 published decisions with 65.6% upheld.

Decisions

1,180

Upheld

65.6%

Latest published decision 29 Dec 2025

Bradford & Bingley Plc firm analysis

Bradford & Bingley Plc

1,170 published decisions with 21.8% upheld.

Decisions

1,170

Upheld

21.8%

Latest published decision 17 Feb 2022

Elevate Credit International Limited firm analysis

Elevate Credit International Limited

1,164 published decisions with 90.3% upheld.

Decisions

1,164

Upheld

90.3%

Latest published decision 29 Jun 2020

Metro Bank PLC firm analysis

Metro Bank PLC

1,145 published decisions with 37.7% upheld.

Decisions

1,145

Upheld

37.7%

Latest published decision 17 Mar 2026

Moneybarn No. 1 Limited firm analysis

Moneybarn No. 1 Limited

1,135 published decisions with 30.7% upheld.

Decisions

1,135

Upheld

30.7%

Latest published decision 29 Sept 2025

Mercedes-Benz Financial Services UK Limited firm analysis

Mercedes-Benz Financial Services UK Limited

1,119 published decisions with 40.4% upheld.

Decisions

1,119

Upheld

40.4%

Latest published decision 06 Mar 2026

Great Lakes Insurance SE firm analysis

Great Lakes Insurance SE

1,091 published decisions with 45.6% upheld.

Decisions

1,091

Upheld

45.6%

Latest published decision 17 Mar 2026

Phoenix Life Limited firm analysis

Phoenix Life Limited

1,072 published decisions with 20.7% upheld.

Decisions

1,072

Upheld

20.7%

Latest published decision 17 Mar 2026

St Andrew's Insurance plc firm analysis

St Andrew's Insurance plc

1,072 published decisions with 18.6% upheld.

Decisions

1,072

Upheld

18.6%

Latest published decision 19 Dec 2025

Shop Direct Finance Company Limited firm analysis

Shop Direct Finance Company Limited

1,051 published decisions with 30.4% upheld.

Decisions

1,051

Upheld

30.4%

Latest published decision 02 Feb 2026

Legal and General Assurance Society Limited firm analysis

Legal and General Assurance Society Limited

1,041 published decisions with 21.1% upheld.

Decisions

1,041

Upheld

21.1%

Latest published decision 17 Mar 2026

ReAssure Limited firm analysis

ReAssure Limited

1,029 published decisions with 35.7% upheld.

Decisions

1,029

Upheld

35.7%

Latest published decision 06 Mar 2026

Zurich Assurance Ltd firm analysis

Zurich Assurance Ltd

988 published decisions with 28.9% upheld.

Decisions

988

Upheld

28.9%

Latest published decision 17 Mar 2026

The Royal London Mutual Insurance Society Limited firm analysis

The Royal London Mutual Insurance Society Limited

961 published decisions with 22.0% upheld.

Decisions

961

Upheld

22.0%

Latest published decision 30 Dec 2025

Red Sands Insurance Company (Europe) Limited firm analysis

Red Sands Insurance Company (Europe) Limited

960 published decisions with 53.0% upheld.

Decisions

960

Upheld

53.0%

Latest published decision 17 Mar 2026

The Society of Lloyd's firm analysis

The Society of Lloyd's

945 published decisions with 42.0% upheld.

Decisions

945

Upheld

42.0%

Latest published decision 29 Jun 2021

Amtrust Europe Limited firm analysis

Amtrust Europe Limited

927 published decisions with 40.7% upheld.

Decisions

927

Upheld

40.7%

Latest published decision 07 Feb 2025

Marks & Spencer Financial Services plc firm analysis

Marks & Spencer Financial Services plc

922 published decisions with 31.4% upheld.

Decisions

922

Upheld

31.4%

Latest published decision 17 Dec 2025

Gain Credit LLC firm analysis

Gain Credit LLC

906 published decisions with 54.8% upheld.

Decisions

906

Upheld

54.8%

Latest published decision 17 Mar 2026

National House-Building Council firm analysis

National House-Building Council

904 published decisions with 29.3% upheld.

Decisions

904

Upheld

29.3%

Latest published decision 30 Jan 2026

BUPA Insurance Limited firm analysis

BUPA Insurance Limited

901 published decisions with 23.9% upheld.

Decisions

901

Upheld

23.9%

Latest published decision 30 Jan 2026

AXA PPP Healthcare Limited firm analysis

AXA PPP Healthcare Limited

900 published decisions with 24.7% upheld.

Decisions

900

Upheld

24.7%

Latest published decision 17 Mar 2026

Santander Consumer (UK) Plc firm analysis

Santander Consumer (UK) Plc

883 published decisions with 49.0% upheld.

Decisions

883

Upheld

49.0%

Latest published decision 16 Mar 2026

Zurich Insurance PLC firm analysis

Zurich Insurance PLC

871 published decisions with 30.2% upheld.

Decisions

871

Upheld

30.2%

Latest published decision 16 Feb 2026

Cheltenham & Gloucester plc firm analysis

Cheltenham & Gloucester plc

865 published decisions with 7.9% upheld.

Decisions

865

Upheld

7.9%

Latest published decision 05 Sept 2019

NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY firm analysis

NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY

849 published decisions with 19.2% upheld.

Decisions

849

Upheld

19.2%

Latest published decision 17 Mar 2026

Acromas Insurance Company Limited firm analysis

Acromas Insurance Company Limited

841 published decisions with 29.3% upheld.

Decisions

841

Upheld

29.3%

Latest published decision 16 Mar 2026

Starling Bank Limited firm analysis

Starling Bank Limited

826 published decisions with 27.4% upheld.

Decisions

826

Upheld

27.4%

Latest published decision 17 Mar 2026

Sainsbury's Bank Plc firm analysis

Sainsbury's Bank Plc

818 published decisions with 31.2% upheld.

Decisions

818

Upheld

31.2%

Latest published decision 15 Dec 2025

Legal & General Insurance Limited firm analysis

Legal & General Insurance Limited

815 published decisions with 41.6% upheld.

Decisions

815

Upheld

41.6%

Latest published decision 26 Feb 2020

Legal & General Partnership Services Limited firm analysis

Legal & General Partnership Services Limited

808 published decisions with 34.4% upheld.

Decisions

808

Upheld

34.4%

Latest published decision 23 Oct 2025

Provident Personal Credit Limited firm analysis

Provident Personal Credit Limited

807 published decisions with 40.6% upheld.

Decisions

807

Upheld

40.6%

Latest published decision 15 Dec 2022

Mitsubishi HC Capital UK Plc firm analysis

Mitsubishi HC Capital UK Plc

799 published decisions with 20.6% upheld.

Decisions

799

Upheld

20.6%

Latest published decision 17 Mar 2026

Scottish Widows Limited firm analysis

Scottish Widows Limited

796 published decisions with 24.1% upheld.

Decisions

796

Upheld

24.1%

Latest published decision 05 Mar 2026

Mapfre Asistencia, Compania Internacional De Seguros y Reaseguros, S.A. firm analysis

Mapfre Asistencia, Compania Internacional De Seguros y Reaseguros, S.A.

795 published decisions with 42.9% upheld.

Decisions

795

Upheld

42.9%

Latest published decision 23 Jan 2024

Close Brothers Limited firm analysis

Close Brothers Limited

778 published decisions with 53.3% upheld.

Decisions

778

Upheld

53.3%

Latest published decision 10 Feb 2026

Everyday Lending Limited firm analysis

Everyday Lending Limited

765 published decisions with 64.4% upheld.

Decisions

765

Upheld

64.4%

Latest published decision 06 Mar 2026

Loans 2 Go Limited firm analysis

Loans 2 Go Limited

751 published decisions with 63.8% upheld.

Decisions

751

Upheld

63.8%

Latest published decision 17 Mar 2026

WDFC UK Limited firm analysis

WDFC UK Limited

748 published decisions with 81.2% upheld.

Decisions

748

Upheld

81.2%

Latest published decision 06 Sept 2018

Wise Payments Limited firm analysis

Wise Payments Limited

741 published decisions with 22.5% upheld.

Decisions

741

Upheld

22.5%

Latest published decision 17 Mar 2026

BMW Financial Services(GB) Limited firm analysis

BMW Financial Services(GB) Limited

739 published decisions with 52.1% upheld.

Decisions

739

Upheld

52.1%

Latest published decision 07 Oct 2025

The National Farmers' Union Mutual Insurance Society Limited firm analysis

The National Farmers' Union Mutual Insurance Society Limited

734 published decisions with 27.1% upheld.

Decisions

734

Upheld

27.1%

Latest published decision 12 Dec 2025

Madison CF UK Limited firm analysis

Madison CF UK Limited

732 published decisions with 37.2% upheld.

Decisions

732

Upheld

37.2%

Latest published decision 17 Mar 2026

Assurant General Insurance Limited firm analysis

Assurant General Insurance Limited

722 published decisions with 41.5% upheld.

Decisions

722

Upheld

41.5%

Latest published decision 17 Mar 2026

Tesco Underwriting Limited firm analysis

Tesco Underwriting Limited

701 published decisions with 42.8% upheld.

Decisions

701

Upheld

42.8%

Latest published decision 17 Mar 2026

Northern Bank Limited firm analysis

Northern Bank Limited

700 published decisions with 36.1% upheld.

Decisions

700

Upheld

36.1%

Latest published decision 17 Feb 2026

PDL Finance Limited firm analysis

PDL Finance Limited

685 published decisions with 65.7% upheld.

Decisions

685

Upheld

65.7%

Latest published decision 17 Mar 2026

Lloyds TSB Bank Plc firm analysis

Lloyds TSB Bank Plc

678 published decisions with 14.0% upheld.

Decisions

678

Upheld

14.0%

Latest published decision 03 Oct 2013

Sun Life Assurance Company of Canada (U.K.) Limited firm analysis

Sun Life Assurance Company of Canada (U.K.) Limited

675 published decisions with 37.0% upheld.

Decisions

675

Upheld

37.0%

Latest published decision 12 Nov 2024

Fairmead Insurance Limited firm analysis

Fairmead Insurance Limited

651 published decisions with 48.7% upheld.

Decisions

651

Upheld

48.7%

Latest published decision 17 Dec 2025

DAS Legal Expenses Insurance Company Limited firm analysis

DAS Legal Expenses Insurance Company Limited

633 published decisions with 22.3% upheld.

Decisions

633

Upheld

22.3%

Latest published decision 17 Jan 2025

BMW Financial Services (GB) Limited firm analysis

BMW Financial Services (GB) Limited

630 published decisions with 48.4% upheld.

Decisions

630

Upheld

48.4%

Latest published decision 08 Mar 2026

CIS General Insurance Limited firm analysis

CIS General Insurance Limited

617 published decisions with 25.4% upheld.

Decisions

617

Upheld

25.4%

Latest published decision 19 Jan 2021

Domestic & General Insurance Plc firm analysis

Domestic & General Insurance Plc

615 published decisions with 32.5% upheld.

Decisions

615

Upheld

32.5%

Latest published decision 07 Mar 2026

QIC Europe Ltd firm analysis

QIC Europe Ltd

606 published decisions with 55.3% upheld.

Decisions

606

Upheld

55.3%

Latest published decision 17 Mar 2026

St. James's Place Wealth Management Plc firm analysis

St. James's Place Wealth Management Plc

594 published decisions with 35.5% upheld.

Decisions

594

Upheld

35.5%

Latest published decision 23 Dec 2025

American Express Services Europe Limited (AESEL) firm analysis

American Express Services Europe Limited (AESEL)

591 published decisions with 29.4% upheld.

Decisions

591

Upheld

29.4%

Latest published decision 19 Mar 2025

National Savings and Investments firm analysis

National Savings and Investments

583 published decisions with 29.2% upheld.

Decisions

583

Upheld

29.2%

Latest published decision 06 Mar 2026

FirstRand Bank Limited firm analysis

FirstRand Bank Limited

571 published decisions with 44.1% upheld.

Decisions

571

Upheld

44.1%

Latest published decision 19 Dec 2025

Society of Lloyd's firm analysis

Society of Lloyd's

564 published decisions with 37.2% upheld.

Decisions

564

Upheld

37.2%

Latest published decision 24 Dec 2025

Hargreaves Lansdown Asset Management Limited firm analysis

Hargreaves Lansdown Asset Management Limited

561 published decisions with 18.0% upheld.

Decisions

561

Upheld

18.0%

Latest published decision 17 Mar 2026

NRAM plc firm analysis

NRAM plc

558 published decisions with 34.4% upheld.

Decisions

558

Upheld

34.4%

Latest published decision 23 Jan 2019

Secure Trust Bank Plc firm analysis

Secure Trust Bank Plc

554 published decisions with 54.7% upheld.

Decisions

554

Upheld

54.7%

Latest published decision 18 Aug 2025

Union Reiseversicherung AG firm analysis

Union Reiseversicherung AG

554 published decisions with 51.3% upheld.

Decisions

554

Upheld

51.3%

Latest published decision 10 May 2023

Leeds Building Society firm analysis

Leeds Building Society

529 published decisions with 27.8% upheld.

Decisions

529

Upheld

27.8%

Latest published decision 18 Dec 2025

MotoNovo Finance Limited firm analysis

MotoNovo Finance Limited

511 published decisions with 50.1% upheld.

Decisions

511

Upheld

50.1%

Latest published decision 10 Feb 2026

PayPal Europe Sarl & Cie, SCA firm analysis

PayPal Europe Sarl & Cie, SCA

500 published decisions with 41.8% upheld.

Decisions

500

Upheld

41.8%

Latest published decision 25 Sept 2023

Pinnacle Insurance Plc firm analysis

Pinnacle Insurance Plc

498 published decisions with 30.5% upheld.

Decisions

498

Upheld

30.5%

Latest published decision 11 Apr 2025

HFC Bank Limited firm analysis

HFC Bank Limited

492 published decisions with 43.9% upheld.

Decisions

492

Upheld

43.9%

Latest published decision 19 Dec 2022

Skipton Building Society firm analysis

Skipton Building Society

490 published decisions with 30.2% upheld.

Decisions

490

Upheld

30.2%

Latest published decision 05 Feb 2026

Zenith Insurance plc firm analysis

Zenith Insurance plc

481 published decisions with 33.5% upheld.

Decisions

481

Upheld

33.5%

Latest published decision 22 Feb 2022

Sesame Limited firm analysis

Sesame Limited

479 published decisions with 41.5% upheld.

Decisions

479

Upheld

41.5%

Latest published decision 18 Dec 2025

Scottish Equitable Plc firm analysis

Scottish Equitable Plc

477 published decisions with 31.0% upheld.

Decisions

477

Upheld

31.0%

Latest published decision 17 Mar 2026

Accredited Insurance (Europe) Ltd firm analysis

Accredited Insurance (Europe) Ltd

476 published decisions with 54.6% upheld.

Decisions

476

Upheld

54.6%

Latest published decision 17 Mar 2026

Virgin Money plc firm analysis

Virgin Money plc

476 published decisions with 23.9% upheld.

Decisions

476

Upheld

23.9%

Latest published decision 25 Mar 2021

Options UK Personal Pensions LLP firm analysis

Options UK Personal Pensions LLP

474 published decisions with 99.8% upheld.

Decisions

474

Upheld

99.8%

Latest published decision 05 Dec 2025

Standard Life Assurance Limited firm analysis

Standard Life Assurance Limited

474 published decisions with 17.9% upheld.

Decisions

474

Upheld

17.9%

Latest published decision 19 Mar 2024

Vitality Health Limited firm analysis

Vitality Health Limited

466 published decisions with 34.5% upheld.

Decisions

466

Upheld

34.5%

Latest published decision 17 Mar 2026

MEM Consumer Finance Limited firm analysis

MEM Consumer Finance Limited

465 published decisions with 74.6% upheld.

Decisions

465

Upheld

74.6%

Latest published decision 18 Jul 2019

Unum Ltd firm analysis

Unum Ltd

458 published decisions with 28.6% upheld.

Decisions

458

Upheld

28.6%

Latest published decision 30 Dec 2025

RCI Financial Services Limited firm analysis

RCI Financial Services Limited

440 published decisions with 44.3% upheld.

Decisions

440

Upheld

44.3%

Latest published decision 17 Feb 2026

AWP P&C SA firm analysis

AWP P&C SA

436 published decisions with 62.2% upheld.

Decisions

436

Upheld

62.2%

Latest published decision 30 Jan 2024

Uncle Buck Finance LLP firm analysis

Uncle Buck Finance LLP

436 published decisions with 72.9% upheld.

Decisions

436

Upheld

72.9%

Latest published decision 27 Mar 2020

Startline Motor Finance Limited firm analysis

Startline Motor Finance Limited

435 published decisions with 54.7% upheld.

Decisions

435

Upheld

54.7%

Latest published decision 06 Mar 2026

Hitachi Capital (UK) Plc firm analysis

Hitachi Capital (UK) Plc

428 published decisions with 37.9% upheld.

Decisions

428

Upheld

37.9%

Latest published decision 09 Feb 2026

PayPal (Europe) Sarl et Cie SCA firm analysis

PayPal (Europe) Sarl et Cie SCA

423 published decisions with 42.1% upheld.

Decisions

423

Upheld

42.1%

Latest published decision 30 Jan 2024

AIB Group (UK) Plc firm analysis

AIB Group (UK) Plc

422 published decisions with 28.2% upheld.

Decisions

422

Upheld

28.2%

Latest published decision 05 Mar 2026

MYJAR Limited firm analysis

MYJAR Limited

421 published decisions with 61.0% upheld.

Decisions

421

Upheld

61.0%

Latest published decision 15 Dec 2020

Zopa Bank Limited firm analysis

Zopa Bank Limited

421 published decisions with 37.0% upheld.

Decisions

421

Upheld

37.0%

Latest published decision 06 Mar 2026

J.P. Morgan Europe Limited firm analysis

J.P. Morgan Europe Limited

418 published decisions with 34.5% upheld.

Decisions

418

Upheld

34.5%

Latest published decision 17 Mar 2026

Oodle Financial Services Limited firm analysis

Oodle Financial Services Limited

412 published decisions with 40.0% upheld.

Decisions

412

Upheld

40.0%

Latest published decision 17 Mar 2026

PSA Finance UK Limited firm analysis

PSA Finance UK Limited

403 published decisions with 44.7% upheld.

Decisions

403

Upheld

44.7%

Latest published decision 24 May 2023

AA Underwriting Insurance Company Limited firm analysis

AA Underwriting Insurance Company Limited

394 published decisions with 57.1% upheld.

Decisions

394

Upheld

57.1%

Latest published decision 10 Feb 2026

Abbey Life Assurance Company Limited firm analysis

Abbey Life Assurance Company Limited

392 published decisions with 25.3% upheld.

Decisions

392

Upheld

25.3%

Latest published decision 19 Feb 2022

Blue Motor Finance Ltd firm analysis

Blue Motor Finance Ltd

392 published decisions with 57.1% upheld.

Decisions

392

Upheld

57.1%

Latest published decision 09 Feb 2026

Ikano Bank AB (publ) firm analysis

Ikano Bank AB (publ)

391 published decisions with 48.9% upheld.

Decisions

391

Upheld

48.9%

Latest published decision 05 Mar 2026

One Insurance Limited firm analysis

One Insurance Limited

385 published decisions with 66.8% upheld.

Decisions

385

Upheld

66.8%

Latest published decision 06 Mar 2026

Coventry Building Society firm analysis

Coventry Building Society

372 published decisions with 11.6% upheld.

Decisions

372

Upheld

11.6%

Latest published decision 08 Dec 2025

Experian Limited firm analysis

Experian Limited

371 published decisions with 21.8% upheld.

Decisions

371

Upheld

21.8%

Latest published decision 16 Dec 2025

Aviva Life Services UK Limited firm analysis

Aviva Life Services UK Limited

370 published decisions with 13.2% upheld.

Decisions

370

Upheld

13.2%

Latest published decision 08 Sept 2025

Connells Limited firm analysis

Connells Limited

367 published decisions with 34.1% upheld.

Decisions

367

Upheld

34.1%

Latest published decision 04 Dec 2025

Creation Financial Services Limited firm analysis

Creation Financial Services Limited

365 published decisions with 53.1% upheld.

Decisions

365

Upheld

53.1%

Latest published decision 17 Mar 2026

Haven Insurance Company Limited firm analysis

Haven Insurance Company Limited

360 published decisions with 56.9% upheld.

Decisions

360

Upheld

56.9%

Latest published decision 06 Mar 2026

Ulster Bank Ltd firm analysis

Ulster Bank Ltd

360 published decisions with 31.9% upheld.

Decisions

360

Upheld

31.9%

Latest published decision 30 Sept 2025

Lending Stream Llc firm analysis

Lending Stream Llc

357 published decisions with 81.5% upheld.

Decisions

357

Upheld

81.5%

Latest published decision 05 Feb 2018

J D Williams & Company Limited firm analysis

J D Williams & Company Limited

352 published decisions with 40.6% upheld.

Decisions

352

Upheld

40.6%

Latest published decision 17 Mar 2026

Morses Club PLC firm analysis

Morses Club PLC

352 published decisions with 59.7% upheld.

Decisions

352

Upheld

59.7%

Latest published decision 09 Nov 2023

West Bay Insurance Plc firm analysis

West Bay Insurance Plc

350 published decisions with 44.3% upheld.

Decisions

350

Upheld

44.3%

Latest published decision 11 Dec 2025

Swinton Group Ltd firm analysis

Swinton Group Ltd

349 published decisions with 49.0% upheld.

Decisions

349

Upheld

49.0%

Latest published decision 13 Jul 2021

Advantage Finance Ltd firm analysis

Advantage Finance Ltd

348 published decisions with 33.6% upheld.

Decisions

348

Upheld

33.6%

Latest published decision 05 Mar 2026

Lendable Ltd firm analysis

Lendable Ltd

348 published decisions with 32.2% upheld.

Decisions

348

Upheld

32.2%

Latest published decision 17 Mar 2026

Hastings Insurance Services Limited firm analysis

Hastings Insurance Services Limited

344 published decisions with 37.5% upheld.

Decisions

344

Upheld

37.5%

Latest published decision 08 Dec 2025

Markerstudy Insurance Company Limited firm analysis

Markerstudy Insurance Company Limited

343 published decisions with 42.3% upheld.

Decisions

343

Upheld

42.3%

Latest published decision 28 Aug 2025

Equifax Limited firm analysis

Equifax Limited

341 published decisions with 34.9% upheld.

Decisions

341

Upheld

34.9%

Latest published decision 10 Feb 2026

Instant Cash Loans Limited firm analysis

Instant Cash Loans Limited

341 published decisions with 56.3% upheld.

Decisions

341

Upheld

56.3%

Latest published decision 28 Jul 2020

Legal & General Assurance Society Limited firm analysis

Legal & General Assurance Society Limited

340 published decisions with 22.4% upheld.

Decisions

340

Upheld

22.4%

Latest published decision 18 Dec 2015

Oakbrook Finance Limited firm analysis

Oakbrook Finance Limited

330 published decisions with 17.9% upheld.

Decisions

330

Upheld

17.9%

Latest published decision 17 Mar 2026

Home Retail Group Card Services Limited firm analysis

Home Retail Group Card Services Limited

329 published decisions with 21.6% upheld.

Decisions

329

Upheld

21.6%

Latest published decision 17 Mar 2026

The Mortgage Works (UK) Plc firm analysis

The Mortgage Works (UK) Plc

328 published decisions with 22.3% upheld.

Decisions

328

Upheld

22.3%

Latest published decision 05 Mar 2026

Evergreen Finance London Limited firm analysis

Evergreen Finance London Limited

327 published decisions with 64.5% upheld.

Decisions

327

Upheld

64.5%

Latest published decision 17 Mar 2026

Halifax Share Dealing Limited firm analysis

Halifax Share Dealing Limited

327 published decisions with 38.8% upheld.

Decisions

327

Upheld

38.8%

Latest published decision 24 Nov 2025

Openwork Limited firm analysis

Openwork Limited

324 published decisions with 30.6% upheld.

Decisions

324

Upheld

30.6%

Latest published decision 06 Feb 2026

BISL Limited firm analysis

BISL Limited

322 published decisions with 22.1% upheld.

Decisions

322

Upheld

22.1%

Latest published decision 17 Feb 2026

Northern Rock (Asset Management) plc firm analysis

Northern Rock (Asset Management) plc

312 published decisions with 31.1% upheld.

Decisions

312

Upheld

31.1%

Latest published decision 15 May 2014

Mortgage Express firm analysis

Mortgage Express

305 published decisions with 27.2% upheld.

Decisions

305

Upheld

27.2%

Latest published decision 16 Dec 2024

Friends Life Limited firm analysis

Friends Life Limited

300 published decisions with 24.3% upheld.

Decisions

300

Upheld

24.3%

Latest published decision 24 Nov 2020

Watford Insurance Company Europe Limited firm analysis

Watford Insurance Company Europe Limited

300 published decisions with 51.0% upheld.

Decisions

300

Upheld

51.0%

Latest published decision 09 Feb 2026

Kensington Mortgage Company Limited firm analysis

Kensington Mortgage Company Limited

297 published decisions with 29.6% upheld.

Decisions

297

Upheld

29.6%

Latest published decision 17 Mar 2026

Automobile Association Insurance Services Limited firm analysis

Automobile Association Insurance Services Limited

293 published decisions with 22.5% upheld.

Decisions

293

Upheld

22.5%

Latest published decision 17 Mar 2026

Express Finance (Bromley) Limited firm analysis

Express Finance (Bromley) Limited

293 published decisions with 80.2% upheld.

Decisions

293

Upheld

80.2%

Latest published decision 31 May 2019

FCE Bank Plc firm analysis

FCE Bank Plc

293 published decisions with 40.3% upheld.

Decisions

293

Upheld

40.3%

Latest published decision 05 Feb 2026

Avantcredit Of Uk, Llc firm analysis

Avantcredit Of Uk, Llc

290 published decisions with 70.3% upheld.

Decisions

290

Upheld

70.3%

Latest published decision 28 Jul 2025

Phoenix Life Assurance Limited firm analysis

Phoenix Life Assurance Limited

290 published decisions with 15.2% upheld.

Decisions

290

Upheld

15.2%

Latest published decision 24 Apr 2024

First Response Finance Ltd firm analysis

First Response Finance Ltd

286 published decisions with 29.0% upheld.

Decisions

286

Upheld

29.0%

Latest published decision 07 Jul 2025

Advanced Payment Solutions Limited firm analysis

Advanced Payment Solutions Limited

279 published decisions with 64.5% upheld.

Decisions

279

Upheld

64.5%

Latest published decision 09 Jul 2024

Specialist Motor Finance Limited firm analysis

Specialist Motor Finance Limited

276 published decisions with 55.8% upheld.

Decisions

276

Upheld

55.8%

Latest published decision 05 Mar 2026

CURO TRANSATLANTIC LIMITED firm analysis

CURO TRANSATLANTIC LIMITED

274 published decisions with 75.5% upheld.

Decisions

274

Upheld

75.5%

Latest published decision 26 Feb 2019

Casualty & General Insurance Company (Europe) Ltd firm analysis

Casualty & General Insurance Company (Europe) Ltd

271 published decisions with 74.5% upheld.

Decisions

271

Upheld

74.5%

Latest published decision 02 Feb 2026

Saga Services Limited firm analysis

Saga Services Limited

269 published decisions with 22.7% upheld.

Decisions

269

Upheld

22.7%

Latest published decision 12 Dec 2025

Countrywide Principal Services Limited firm analysis

Countrywide Principal Services Limited

264 published decisions with 32.2% upheld.

Decisions

264

Upheld

32.2%

Latest published decision 17 Mar 2026

HDI Global Specialty SE firm analysis

HDI Global Specialty SE

264 published decisions with 50.0% upheld.

Decisions

264

Upheld

50.0%

Latest published decision 17 Feb 2026

Calpe Insurance Company Limited firm analysis

Calpe Insurance Company Limited

262 published decisions with 45.0% upheld.

Decisions

262

Upheld

45.0%

Latest published decision 03 Sept 2025

American International Group UK Limited firm analysis

American International Group UK Limited

261 published decisions with 26.8% upheld.

Decisions

261

Upheld

26.8%

Latest published decision 06 Feb 2026

Erudio Student Loans Limited firm analysis

Erudio Student Loans Limited

259 published decisions with 39.8% upheld.

Decisions

259

Upheld

39.8%

Latest published decision 04 Mar 2025

Financial Administration Services Limited firm analysis

Financial Administration Services Limited

258 published decisions with 23.6% upheld.

Decisions

258

Upheld

23.6%

Latest published decision 17 Mar 2026

Welcome Financial Services Limited firm analysis

Welcome Financial Services Limited

257 published decisions with 38.1% upheld.

Decisions

257

Upheld

38.1%

Latest published decision 13 Nov 2019

The Mortgage Matters Partnership firm analysis

The Mortgage Matters Partnership

251 published decisions with 78.1% upheld.

Decisions

251

Upheld

78.1%

Latest published decision 05 Oct 2018