Firm analysis

U K Insurance Limited complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving U K Insurance Limited, including outcome context, product mix, complaint themes, and representative cases.

Page summary

2,810 published decisions involving U K Insurance Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

2,810

Firm-specific decision volume in the public corpus

Upheld rate

33.4%

938 upheld decisions

Latest published decision 02 Feb 2026

Published decisions

2,810

Firm-specific decision volume in the public corpus

Upheld rate

33.4%

938 upheld decisions

Leading product

Insurance

2,809 decisions

Leading complaint theme

Delay In Claim Handling

89 tagged decisions

U K Insurance Limited at a glance

U K Insurance Limited appears in 2,810 published decisions in this corpus. 33.4% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Insurance is the firm’s clearest product exposure in the published decisions, with 2,809 decisions and an upheld rate of 33.4%.

  • Latest active year in the published data: 2026 (7 decisions)
  • Most common complaint theme: Delay In Claim Handling

Volume and outcome trajectory

U K Insurance Limited's decision trail runs from 2019 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, U K Insurance Limited appeared in 7 published decisions with an upheld rate of 28.6%.

  • 2026: 7 decisions, 28.6% upheld
  • 2025: 504 decisions, 31.6% upheld
  • 2024: 475 decisions, 40.4% upheld
  • 2023: 439 decisions, 41.5% upheld
  • 2022: 452 decisions, 31.0% upheld

Themes, products, and precedent signals

Delay In Claim Handling is the strongest complaint-theme signal tied to U K Insurance Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Precedent tagging does not surface a strong repeated signal for this firm.

  • Insurance: 2,809 decisions
  • Second complaint theme: Fraud Or Scam Concern

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-612121602 Feb 2026Not upheld

U K Insurance Limited · Insurance

U K Insurance Limited has already made an offer to pay Mr A £250 compensation. I find this offer to be fair in all the circumstances.

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DRN-581141630 Jan 2026Not upheld

U K Insurance Limited · Insurance

I understand Ms J will be disappointed with my decision. But for the reasons I’ve given above, my final decision is that I don’t uphold this complaint.

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DRN-586442530 Jan 2026Not upheld

U K Insurance Limited · Insurance

My final decision is that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr A to accept or reject my decision before 27 February 2026.

View source decision
DRN-590371930 Jan 2026Not upheld

U K Insurance Limited · Insurance

For the reasons I’ve explained, my final decision is that I don’t uphold this complaint. I don’t direct U K Insurance Limited to do any more in response to this complaint.

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DRN-600499030 Jan 2026Upheld

U K Insurance Limited · Insurance

I uphold this complaint against U K Insurance Limited and require it to do the following: • reimburse the storage costs paid by Ms W up to 9 December 2024, together with interest at 8% simple per annum on the amount to be reimbursed to the date of reimbursement; and • pay £800 compensation for the distress and inconvenience caused by this matter. Under the rules of the Financial Ombudsman Service, I’m required to...

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