Firm analysis

U K Insurance Limited complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving U K Insurance Limited, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

2,884

Firm-specific decision volume in the public corpus

Upheld rate

33.4%

962 upheld decisions

Page summary

2,884 published decisions involving U K Insurance Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

2,884

Firm-specific decision volume in the public corpus

Upheld rate

33.4%

962 upheld decisions

Latest published decision 04 Aug 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

2,884

Firm-specific decision volume in the public corpus

Upheld rate

33.4%

962 upheld decisions

Leading product

Insurance

2,882 decisions

Leading complaint theme

Delay In Claim Handling

119 tagged decisions

U K Insurance Limited at a glance

Analysis

U K Insurance Limited appears in 2,884 published decisions in this corpus. 33.4% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Insurance is the firm’s clearest product exposure in the published decisions, with 2,882 decisions and an upheld rate of 33.3%.

  • Latest active year in the published data: 2026 (81 decisions)
  • Most common complaint theme: Delay In Claim Handling
  • Most common precedent signal: Icobs

Volume and outcome trajectory

Analysis

U K Insurance Limited's decision trail runs from 2019 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, U K Insurance Limited appeared in 81 published decisions with an upheld rate of 32.1%.

  • 2026: 81 decisions, 32.1% upheld
  • 2025: 504 decisions, 31.6% upheld
  • 2024: 475 decisions, 40.4% upheld
  • 2023: 439 decisions, 41.5% upheld
  • 2022: 452 decisions, 31.0% upheld

Themes, products, and precedent signals

Analysis

Delay In Claim Handling is the strongest complaint-theme signal tied to U K Insurance Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Icobs, Disp, Insurance Act 2015 are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.

  • Insurance: 2,882 decisions
  • Second complaint theme: Fraud Or Scam Concern
  • Second precedent signal: Disp

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-644083204 Aug 2026Not upheld

U K Insurance Limited · Insurance

For the reasons I’ve explained, I don’t uphold Mr and Mrs D’s complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr D and Mrs D to accept or reject my decision before 1 September 2026.

View source decision
DRN-653360504 Aug 2026Not upheld

U K Insurance Limited · Insurance

It’s my final decision that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Ms V to accept or reject my decision before 1 September 2026.

View source decision
DRN-624902931 Jul 2026Not upheld

U K Insurance Limited · Insurance

I’ve decided not to uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr G and Mrs G to accept or reject my decision before 28 August 2026.

View source decision
DRN-624903931 Jul 2026Not upheld

U K Insurance Limited · Insurance

I’ve decided not to uphold this complaint Under the rules of the Financial Ombudsman Service, I’m required to ask Mr G and Mrs G to accept or reject my decision before 28 August 2026. James Park Ombudsman

View source decision
DRN-631394731 Jul 2026Upheld

U K Insurance Limited · Insurance

I uphold this complaint and require U K Insurance Limited, trading as Churchill Insurance to put things right, as I have set out above. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr F to accept or reject my decision before 28 August 2026.

View source decision