Published decisions
2,850
Decision volume in this firm-product slice
Firm + product analysis
U K Insurance Limited in Insurance
A curated public analysis of U K Insurance Limited's published Financial Ombudsman decisions in Insurance, including outcome context, complaint themes, precedent signals, and representative cases.
Upheld rate
33.3%
950 upheld decisions
Page summary
2,850 published FOS decisions involving U K Insurance Limited in Insurance, with upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
2,850
Decision volume in this firm-product slice
Upheld rate
33.3%
950 upheld decisions
Latest published decision 20 Apr 2026
How to use this page
Read the metrics first, then the ranked view.
The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.
Published decisions
2,850
Decision volume in this firm-product slice
Upheld rate
33.3%
950 upheld decisions
Latest active year
2026
48 decisions
Leading complaint theme
Delay In Claim Handling
103 tagged decisions
U K Insurance Limited in Insurance
AnalysisU K Insurance Limited appears in 2,850 published decisions in Insurance across this corpus. 33.3% of those decisions were upheld, making this one of the strongest public firm-product slices available for search and research.
The latest year represented in this slice is 2026, with 48 published decisions and an upheld rate of 31.3%.
- Leading complaint theme: Delay In Claim Handling
- Leading precedent signal: Icobs
- Advisor uphold-risk signal for Insurance: medium
How the slice behaves over time
AnalysisU K Insurance Limited has a multi-year published decision trail in Insurance, which makes it possible to judge whether complaint exposure has been persistent or concentrated into a smaller set of years.
Insurance remains a meaningful part of U K Insurance Limited's published complaint exposure, but this page isolates just that one product line instead of blending it with the firm's wider footprint.
- 2026: 48 decisions, 31.3% upheld
- 2025: 504 decisions, 31.5% upheld
- 2024: 475 decisions, 40.4% upheld
- 2023: 438 decisions, 41.3% upheld
- 2022: 452 decisions, 31.0% upheld
Themes, precedent context, and handling implications
AnalysisDelay In Claim Handling is the clearest complaint-theme signal in this firm-product slice, which helps explain what tends to drive published ombudsman decisions here.
The product advisory layer also points to recurring handling implications, including review consumer credit act 1974 precedent (appears in 1.3% of cases), review section 140a cca precedent (appears in 1.1% of cases), review disp precedent (appears in 0.3% of cases), and others.
- Second complaint theme: Fraud Or Scam Concern
Representative cases
Recent published decisions in this slice
5 examples shown
DRN-620048220 Apr 2026Not upheld
U K Insurance Limited · Insurance
For the reasons I stated above, I am not upholding this complaint. U K Insurance Limited should pay Miss P the £50 compensation if it has not done so already.
View source decisionDRN-596322017 Apr 2026Not upheld
U K Insurance Limited · Insurance
My final decision is that I do not uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mrs J and X to accept or reject my decision before 15 May 2026.
View source decisionDRN-608981317 Apr 2026Not upheld
U K Insurance Limited · Insurance
For the reasons explained above, I’m not making any award against U K Insurance Limited. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr G to accept or reject my decision before 15 May 2026.
View source decisionDRN-618230017 Apr 2026Not upheld
U K Insurance Limited · Insurance
For the reasons set out above I do not require UKI to take any further action concerning the complaint points above. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr W to accept or reject my decision before 15 May 2026.
View source decisionDRN-604379602 Apr 2026Not upheld
U K Insurance Limited · Insurance
For the reasons provided, I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Ms M to accept or reject my decision before 30 April 2026.
View source decision