Firm analysis

Revolut Ltd complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving Revolut Ltd, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

3,292

Firm-specific decision volume in the public corpus

Upheld rate

28.6%

943 upheld decisions

Page summary

3,292 published decisions involving Revolut Ltd, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

3,292

Firm-specific decision volume in the public corpus

Upheld rate

28.6%

943 upheld decisions

Latest published decision 21 Apr 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

3,292

Firm-specific decision volume in the public corpus

Upheld rate

28.6%

943 upheld decisions

Leading product

Banking and Payments

3,259 decisions

Leading complaint theme

Fraud Or Scam Concern

2,592 tagged decisions

Revolut Ltd at a glance

Analysis

Revolut Ltd appears in 3,292 published decisions in this corpus. 28.6% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Banking and Payments is the firm’s clearest product exposure in the published decisions, with 3,259 decisions and an upheld rate of 28.7%.

  • Latest active year in the published data: 2026 (149 decisions)
  • Most common complaint theme: Fraud Or Scam Concern
  • Most common precedent signal: Payment Services Regulations

Volume and outcome trajectory

Analysis

Revolut Ltd's decision trail runs from 2019 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, Revolut Ltd appeared in 149 published decisions with an upheld rate of 7.4%.

  • 2026: 149 decisions, 7.4% upheld
  • 2025: 1,725 decisions, 30.0% upheld
  • 2024: 843 decisions, 29.3% upheld
  • 2023: 295 decisions, 26.4% upheld
  • 2022: 129 decisions, 32.6% upheld

Themes, products, and precedent signals

Analysis

Fraud Or Scam Concern is the strongest complaint-theme signal tied to Revolut Ltd in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Payment Services Regulations, Disp, Section 75 Cca, and others are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.

  • Banking and Payments: 3,259 decisions
  • Second complaint theme: Delay In Claim Handling
  • Second precedent signal: Disp

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-607612221 Apr 2026Not upheld

Revolut Ltd · Banking and Payments

My final decision is that I’m not upholding Miss B’s complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss B to accept or reject my decision before 19 May 2026.

View source decision
DRN-623157921 Apr 2026Not upheld

Revolut Ltd · Banking and Payments

For the reasons I’ve explained, I do not uphold Mr G’s complaint against Revolut Ltd or require it do anything more. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr G to accept or reject my decision before 19 May 2026.

View source decision
DRN-627978821 Apr 2026Not upheld

Revolut Ltd · Banking and Payments

For the reasons given, I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr A to accept or reject my decision before 19 May 2026.

View source decision
DRN-630203221 Apr 2026Not upheld

Revolut Ltd · Banking and Payments

My final decision is that I do not uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr C to accept or reject my decision before 19 May 2026.

View source decision
DRN-583680220 Apr 2026Upheld

Revolut Ltd · Banking and Payments

For the reasons given, I uphold the complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss E to accept or reject my decision before 18 May 2026.

View source decision