Firm analysis

Revolut Ltd complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving Revolut Ltd, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

3,459

Firm-specific decision volume in the public corpus

Upheld rate

27.5%

952 upheld decisions

Page summary

3,459 published decisions involving Revolut Ltd, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

3,459

Firm-specific decision volume in the public corpus

Upheld rate

27.5%

952 upheld decisions

Latest published decision 15 Sept 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

3,459

Firm-specific decision volume in the public corpus

Upheld rate

27.5%

952 upheld decisions

Leading product

Banking and Payments

3,426 decisions

Leading complaint theme

Fraud Or Scam Concern

2,697 tagged decisions

Revolut Ltd at a glance

Analysis

Revolut Ltd appears in 3,459 published decisions in this corpus. 27.5% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Banking and Payments is the firm’s clearest product exposure in the published decisions, with 3,426 decisions and an upheld rate of 27.5%.

  • Latest active year in the published data: 2026 (316 decisions)
  • Most common complaint theme: Fraud Or Scam Concern
  • Most common precedent signal: Payment Services Regulations

Volume and outcome trajectory

Analysis

Revolut Ltd's decision trail runs from 2019 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, Revolut Ltd appeared in 316 published decisions with an upheld rate of 6.3%.

  • 2026: 316 decisions, 6.3% upheld
  • 2025: 1,725 decisions, 30.0% upheld
  • 2024: 843 decisions, 29.3% upheld
  • 2023: 295 decisions, 26.4% upheld
  • 2022: 129 decisions, 32.6% upheld

Themes, products, and precedent signals

Analysis

Fraud Or Scam Concern is the strongest complaint-theme signal tied to Revolut Ltd in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Payment Services Regulations, Disp, Fsma, and others are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.

  • Banking and Payments: 3,426 decisions
  • Second complaint theme: Delay In Claim Handling
  • Second precedent signal: Disp

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-624057015 Sept 2026Not upheld

Revolut Ltd · Banking and Payments

For the reasons set out above, I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr F to accept or reject my decision before 13 October 2026.

View source decision
DRN-625666715 Sept 2026Not upheld

Revolut Ltd · Banking and Payments

I do not uphold this complaint against Revolut Limited. It has nothing further to do in this matter.

View source decision
DRN-642932415 Sept 2026Not upheld

Revolut Ltd · Banking and Payments

My final decision is that I do not uphold Mr A’s complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr A to accept or reject my decision before 13 October 2026.

View source decision
DRN-650151515 Sept 2026Not upheld

Revolut Ltd · Banking and Payments

My final decision is that I don’t uphold Mr C’s complaint against Revolut Ltd. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr C to accept or reject my decision before 23 September 2026.

View source decision
DRN-652618815 Sept 2026Not upheld

Revolut Ltd · Banking and Payments

My final decision is that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss B to accept or reject my decision before 13 October 2026.

View source decision