Product analysis

Investments complaint analysis

A public view of how Investments performs in the published Financial Ombudsman decisions dataset, including volume, outcome mix, firm exposure, and recurring complaint themes.

Published decisions

7,545

Product-specific decision volume in the public corpus

Upheld rate

30.6%

2,306 upheld decisions

Page summary

7,545 published FOS decisions in Investments, with upheld-rate context, firm exposure, complaint themes, advisory patterns, and representative cases.

Published decisions

7,545

Product-specific decision volume in the public corpus

Upheld rate

30.6%

2,306 upheld decisions

Latest published decision 07 Jul 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

7,545

Product-specific decision volume in the public corpus

Upheld rate

30.6%

2,306 upheld decisions

Leading firm

Aviva Life & Pensions UK Limited

397 decisions

Leading complaint theme

Delay In Claim Handling

994 tagged decisions

Investments in the ombudsman corpus

Analysis

7,545 published decisions in this corpus sit within Investments. 30.6% of those decisions were upheld, which makes this a useful public category page for spotting where complaint outcomes have tended to land.

Aviva Life & Pensions UK Limited is the single biggest firm exposure inside Investments in the published decision set. Delay In Claim Handling is the leading complaint theme in the same category.

  • Latest year in the product series: 2026
  • Leading precedent signal: Cobs
  • Advisor uphold-risk signal: medium

How the product moved over time

Analysis

Investments has a multi-year decision trail in the corpus, which makes it possible to compare recent complaint pressure against earlier years rather than relying on a single snapshot.

In 2026, Investments recorded 159 published decisions with an upheld rate of 27.0%.

  • 2026: 159 decisions, 27.0% upheld
  • 2025: 961 decisions, 32.6% upheld
  • 2024: 1,242 decisions, 34.9% upheld
  • 2023: 1,457 decisions, 38.6% upheld
  • 2022: 1,518 decisions, 30.4% upheld

Themes, precedent signals, and handling implications

Analysis

delay in claim handling, non-disclosure or misrepresentation, communication failure, and others are the strongest complaint-theme signals in Investments. For public analysis, those tags are the closest durable “type” layer available in the dataset.

The existing advisor model also points to recurring handling implications for Investments, including review cobs precedent (appears in 0.4% of cases), review prin precedent (appears in 0.2% of cases), and others.

  • Leading complaint theme: Delay In Claim Handling

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-646967907 Jul 2026Not upheld

RBS Collective Investment Funds Limited · Investments

For the reasons I’ve explained above, my decision is that I do not uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr G to accept or reject my decision before 4 August 2026.

View source decision
DRN-623127906 Jul 2026Not upheld

Hargreaves Lansdown Asset Management Limited · Investments

For the reasons given above, I do not uphold Mr A's complaint about Hargreaves Lansdown Asset Management Limited. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr A to accept or reject my decision before 22 July 2026.

View source decision
DRN-637770706 Jul 2026Not upheld

Robinhood U.K. Ltd · Investments

For the reasons I have given above, I do not uphold Mr M's complaint against Robinhood U. K.

View source decision
DRN-640255506 Jul 2026Not upheld

ETORO (UK) LIMITED · Investments

For the reasons given above, I do not uphold this complaint against Etoro (UK) Limited. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr K to accept or reject my decision before 3 August 2026.

View source decision
DRN-619544403 Jul 2026Not upheld

Halifax Share Dealing Limited · Investments

For the reasons explained above. I’m not upholding this complaint.

View source decision