Published decisions
476
Firm-specific decision volume in the public corpus
Firm analysis
A public analysis page covering published Financial Ombudsman decisions involving Virgin Money plc, including outcome context, product mix, complaint themes, and representative cases.
Page summary
476 published decisions involving Virgin Money plc, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
476
Firm-specific decision volume in the public corpus
Upheld rate
23.9%
114 upheld decisions
Latest published decision 25 Mar 2021
Published decisions
476
Firm-specific decision volume in the public corpus
Upheld rate
23.9%
114 upheld decisions
Leading product
Banking and credit
402 decisions
Leading complaint theme
Delay In Claim Handling
113 tagged decisions
Virgin Money plc appears in 476 published decisions in this corpus. 23.9% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.
Banking and credit is the firm’s clearest product exposure in the published decisions, with 402 decisions and an upheld rate of 23.6%.
Virgin Money plc's decision trail runs from 2013 to 2021. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.
In the latest year represented here, Virgin Money plc appeared in 3 published decisions with an upheld rate of 33.3%.
Delay In Claim Handling is the strongest complaint-theme signal tied to Virgin Money plc in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.
Section 75 Cca, Consumer Credit Act 1974, Mcob, and others are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.
Representative cases
5 examples shown
DRN-2700646 The complaint Mr G complains that Virgin Money plc failed to provide him with an alternative means of strong customer authentication (SCA) which he could conveniently use. What happened In 2019 Mr G opened an online banking account with Virgin Money. At first he was able to us... (3 pages)
View source decisionDRN-2523782 The complaint Mrs S is unhappy as she believes she was misled by Virgin Money plc with regard how much interest she would receive on a savings account. What happened Mrs S opened a savings account in branch with Virgin Money on 8 May 2019. Mrs S chose this savings account becau... (2 pages)
View source decisionDRN-2553739 The complaint Mr R complains that Virgin Money PLC (Virgin) closed his account after removing the funds within it, to comply with a court order. What happened Mr R had a current and savings account with Virgin. In April 2019, Virgin received a court order requiring it to deduct... (2 pages)
View source decisionMr W complains that Virgin Money PLC won’t refund a payment made on his credit card for a training course and test. background In January 2018 Mr W used his Virgin Money credit card to pay for a training course and subsequent test supplied by a training company. He rang in before the test ... (3 pages)
View source decisionComplaint Miss B complains that Virgin Money plc sold her a credit card which she couldn’t afford, and they failed to respond to her when she let them know she was facing financial hardship. Background Miss B applied for and was issued with a credit card from Virgin Money in October 2016. ... (3 pages)
View source decision