Published decisions
2,573
Firm-specific decision volume in the public corpus
Firm analysis
A public analysis page covering published Financial Ombudsman decisions involving Royal & Sun Alliance Insurance Plc, including outcome context, product mix, complaint themes, and representative cases.
Page summary
2,573 published decisions involving Royal & Sun Alliance Insurance Plc, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
2,573
Firm-specific decision volume in the public corpus
Upheld rate
33.0%
850 upheld decisions
Latest published decision 11 Nov 2021
Published decisions
2,573
Firm-specific decision volume in the public corpus
Upheld rate
33.0%
850 upheld decisions
Leading product
Insurance (excluding PPI)
1,977 decisions
Leading complaint theme
Delay In Claim Handling
405 tagged decisions
Royal & Sun Alliance Insurance Plc appears in 2,573 published decisions in this corpus. 33.0% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.
Insurance (excluding PPI) is the firm’s clearest product exposure in the published decisions, with 1,977 decisions and an upheld rate of 34.1%.
Royal & Sun Alliance Insurance Plc's decision trail runs from 2013 to 2021. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.
In the latest year represented here, Royal & Sun Alliance Insurance Plc appeared in 347 published decisions with an upheld rate of 30.3%.
Delay In Claim Handling is the strongest complaint-theme signal tied to Royal & Sun Alliance Insurance Plc in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.
Disp, Icobs, Insurance Act 2015 are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.
Representative cases
5 examples shown
DRN-3062020 The complaint Mrs M complains about her insurance policy underwritten by Royal & Sun Alliance Insurance Plc (RSA). Although Mrs M’s complaint has been directed to the claims handler of this policy – as RSA were the underwrites, they would be responsible for any complaints. ... (3 pages)
View source decisionDRN-3093887 The complaint Mr D complains about Royal & Sun Alliance Insurance Plc’s decision to decline his home insurance claim for damage caused by an escape of water. What happened Mr D took out a home insurance with RSA towards the end of October 2020 for a property he was purchasi... (4 pages)
View source decisionDRN-3115287 The complaint Mrs Q complains about how Royal & Sun Alliance Insurance Plc (RSA) dealt with and settled a claim on her car insurance policy. What happened Mrs Q was involved in an accident in her car with a third party, so she claimed on her policy. Mrs Q said the third par... (2 pages)
View source decisionDRN-2812072 The complaint Mr and Mrs H are unhappy with Royal & Sun Alliance Insurance Plc (“RSA”)’s handling of a claim made under their home insurance policy. All references to RSA include its appointed agents. What happened The background and subsequent developments to this claim ar... (8 pages)
View source decisionDRN-3093434 The complaint Mrs L complains about Royal & Sun Alliance Insurance Plc’s (RSA) handling of her claim following an escape of water under her building insurance policy. What happened In November 2020 Mrs L returned home to find a spray of hot water and steam escaping in her k... (5 pages)
View source decision