Firm analysis

esure Insurance Limited complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving esure Insurance Limited, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

1,862

Firm-specific decision volume in the public corpus

Upheld rate

46.3%

862 upheld decisions

Page summary

1,862 published decisions involving esure Insurance Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

1,862

Firm-specific decision volume in the public corpus

Upheld rate

46.3%

862 upheld decisions

Latest published decision 28 Jul 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

1,862

Firm-specific decision volume in the public corpus

Upheld rate

46.3%

862 upheld decisions

Leading product

Insurance

1,110 decisions

Leading complaint theme

Delay In Claim Handling

178 tagged decisions

esure Insurance Limited at a glance

Analysis

esure Insurance Limited appears in 1,862 published decisions in this corpus. 46.3% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Insurance is the firm’s clearest product exposure in the published decisions, with 1,110 decisions and an upheld rate of 51.4%.

  • Latest active year in the published data: 2026 (23 decisions)
  • Most common complaint theme: Delay In Claim Handling
  • Most common precedent signal: Disp

Volume and outcome trajectory

Analysis

esure Insurance Limited's decision trail runs from 2013 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, esure Insurance Limited appeared in 23 published decisions with an upheld rate of 34.8%.

  • 2026: 23 decisions, 34.8% upheld
  • 2025: 200 decisions, 52.0% upheld
  • 2024: 261 decisions, 69.3% upheld
  • 2023: 204 decisions, 60.8% upheld
  • 2022: 147 decisions, 46.3% upheld

Themes, products, and precedent signals

Analysis

Delay In Claim Handling is the strongest complaint-theme signal tied to esure Insurance Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Disp, Icobs are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.

  • Insurance: 1,110 decisions
  • Second complaint theme: Communication Failure
  • Second precedent signal: Icobs

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-634977328 Jul 2026Not upheld

esure Insurance Limited · Insurance

For the reasons given above, I don’t uphold Mrs N’s complaint, and I don’t require esure Insurance Limited to do any more in response to her complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mrs N to accept or reject my decision before 25 August 2026.

View source decision
DRN-629407021 Jul 2026Not upheld

esure Insurance Limited · Insurance

For the reasons provided, my final decision is that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr S to accept or reject my decision before 18 August 2026.

View source decision
DRN-650210821 Jul 2026Not upheld

esure Insurance Limited · Insurance

It’s my final decision that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mrs V to accept or reject my decision before 18 August 2026.

View source decision
DRN-626969914 Jul 2026Not upheld

esure Insurance Limited · Insurance

For the reasons above, I have decided not to uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr and Mrs L to accept or reject my decision before 11 August 2026.

View source decision
DRN-628016903 Jul 2026Not upheld

esure Insurance Limited · Insurance

My final decision is that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss W to accept or reject my decision before 31 July 2026.

View source decision