Firm analysis

esure Insurance Limited complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving esure Insurance Limited, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

1,856

Firm-specific decision volume in the public corpus

Upheld rate

46.4%

861 upheld decisions

Page summary

1,856 published decisions involving esure Insurance Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

1,856

Firm-specific decision volume in the public corpus

Upheld rate

46.4%

861 upheld decisions

Latest published decision 16 Apr 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

1,856

Firm-specific decision volume in the public corpus

Upheld rate

46.4%

861 upheld decisions

Leading product

Insurance

1,104 decisions

Leading complaint theme

Delay In Claim Handling

176 tagged decisions

esure Insurance Limited at a glance

Analysis

esure Insurance Limited appears in 1,856 published decisions in this corpus. 46.4% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Insurance is the firm’s clearest product exposure in the published decisions, with 1,104 decisions and an upheld rate of 51.6%.

  • Latest active year in the published data: 2026 (17 decisions)
  • Most common complaint theme: Delay In Claim Handling
  • Most common precedent signal: Disp

Volume and outcome trajectory

Analysis

esure Insurance Limited's decision trail runs from 2013 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, esure Insurance Limited appeared in 17 published decisions with an upheld rate of 41.2%.

  • 2026: 17 decisions, 41.2% upheld
  • 2025: 200 decisions, 52.0% upheld
  • 2024: 261 decisions, 69.3% upheld
  • 2023: 204 decisions, 60.8% upheld
  • 2022: 147 decisions, 46.3% upheld

Themes, products, and precedent signals

Analysis

Delay In Claim Handling is the strongest complaint-theme signal tied to esure Insurance Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Disp, Icobs are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.

  • Insurance: 1,104 decisions
  • Second complaint theme: Communication Failure
  • Second precedent signal: Icobs

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-619260516 Apr 2026Not upheld

esure Insurance Limited · Insurance

I’m sorry to disappoint Mr M. But for the reasons I’ve given above, my final decision is that I don’t uphold this complaint.

View source decision
DRN-624790124 Mar 2026Upheld

esure Insurance Limited · Insurance

For the reasons I stated above, I am upholding this complaint. esure Insurance Limited is required to: • Pay Mr R the cost of the additional hire car days he paid for himself.

View source decision
DRN-602545323 Mar 2026Not upheld

esure Insurance Limited · Insurance

For the reasons set out above, my final decision is that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr N to accept or reject my decision before 20 April 2026.

View source decision
DRN-595788917 Mar 2026Upheld

esure Insurance Limited · Insurance

I partially uphold this complaint and direct esure Insurance Limited to pay Mr L £250. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr L to accept or reject my decision before 14 April 2026.

View source decision
DRN-620374706 Mar 2026Upheld

esure Insurance Limited · Insurance

I uphold Mr I’s complaint and direct esure Insurance Limited to do as I’ve set out above. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr I to accept or reject my decision before 3 April 2026.

View source decision