Published decisions
498
Firm-specific decision volume in the public corpus
Firm analysis
A public analysis page covering published Financial Ombudsman decisions involving Pinnacle Insurance Plc, including outcome context, product mix, complaint themes, and representative cases.
Page summary
498 published decisions involving Pinnacle Insurance Plc, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
498
Firm-specific decision volume in the public corpus
Upheld rate
30.5%
152 upheld decisions
Latest published decision 11 Apr 2025
Published decisions
498
Firm-specific decision volume in the public corpus
Upheld rate
30.5%
152 upheld decisions
Leading product
Insurance (excluding PPI)
222 decisions
Leading complaint theme
Delay In Claim Handling
26 tagged decisions
Pinnacle Insurance Plc appears in 498 published decisions in this corpus. 30.5% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.
Insurance (excluding PPI) is the firm’s clearest product exposure in the published decisions, with 222 decisions and an upheld rate of 39.6%.
Pinnacle Insurance Plc's decision trail runs from 2013 to 2025. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.
In the latest year represented here, Pinnacle Insurance Plc appeared in 7 published decisions with an upheld rate of 28.6%.
Delay In Claim Handling is the strongest complaint-theme signal tied to Pinnacle Insurance Plc in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.
Consumer Credit Act 1974, Disp are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.
Representative cases
5 examples shown
DRN-5446008 The complaint Mr W’s complaint is about a claim he made on his Pinnacle Insurance Plc (‘Pinnacle’) pet insurance policy, which Pinnacle declined. Mr W says Pinnacle treated him unfairly. What happened Mr W took out a lifetime pet insurance policy underwritten by Pinnacle on ... (3 pages)
View source decisionDRN-5390065 The complaint Mrs H complains Pinnacle Insurance Plc (“Pinnacle”) has unfairly declined a claim she made on a pet insurance policy. What happened What follows is intended to be a summary of the background behind Mrs H’s complaint. It isn’t intended to be a detailed timeline ... (4 pages)
View source decisionDRN-5333748 The complaint Mr P is unhappy that Pinnacle Insurance Plc deducted two policy excesses from his pet insurance claim. What happened Mr P held a pet insurance policy for his dog, underwritten by Pinnacle. Mr P’s dog had an ear infection. Mr P incurred vet costs to treat this o... (4 pages)
View source decisionDRN-5296170 The complaint Ms V made a claim on her Pinnacle Insurance Plc (‘Pinnacle’) pet insurance policy, which Pinnacle declined. Ms V says Pinnacle treated her unfairly. What happened Ms V took out a pet insurance policy with Pinnacle in March 2023. In December 2023 Ms V made a cla... (3 pages)
View source decisionDRN-5323280 The complaint Ms J complains that Pinnacle Insurance Plc (“Pinnacle”) declined a claim she made on her pet insurance policy. What happened Ms J has a ten-year-old house cat who is a pedigree breed and doesn’t go outside. Ms J says because th... (3 pages)
View source decision