Published decisions
290
Firm-specific decision volume in the public corpus
Firm analysis
A public analysis page covering published Financial Ombudsman decisions involving Phoenix Life Assurance Limited, including outcome context, product mix, complaint themes, and representative cases.
Page summary
290 published decisions involving Phoenix Life Assurance Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
290
Firm-specific decision volume in the public corpus
Upheld rate
15.2%
44 upheld decisions
Latest published decision 24 Apr 2024
Published decisions
290
Firm-specific decision volume in the public corpus
Upheld rate
15.2%
44 upheld decisions
Leading product
Investment and pensions
205 decisions
Leading complaint theme
Delay In Claim Handling
61 tagged decisions
Phoenix Life Assurance Limited appears in 290 published decisions in this corpus. 15.2% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.
Investment and pensions is the firm’s clearest product exposure in the published decisions, with 205 decisions and an upheld rate of 13.7%.
Phoenix Life Assurance Limited's decision trail runs from 2013 to 2024. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.
In the latest year represented here, Phoenix Life Assurance Limited appeared in 2 published decisions with an upheld rate of 50.0%.
Delay In Claim Handling is the strongest complaint-theme signal tied to Phoenix Life Assurance Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.
Cobs, Disp, Fca Principles, and others are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.
Representative cases
5 examples shown
DRN-4712326 The complaint Mrs P says Phoenix Life Assurance Limited (Phoenix) delayed in processing her pension benefits claim. What happened I’m not going to refer to everything, just what’s central. Mrs P, who is resident abroad, had a pension policy with Phoenix. She contacted Phoenix o... (6 pages)
View source decisionDRN-4575251 The complaint Mrs C has complained about a cheque issued by Phoenix Life Assurance Limited in 2002. Mr C represents Mrs C, who is his mother. All references to Phoenix Life include former financial businesses for which it is responsible. What happened The background to this di... (2 pages)
View source decisionDRN-4483454 The complaint Mr A complains about the contradictory information he says Phoenix Life Assurance Limited (Phoenix) gave him about the retirement options for his pension plan. He says this might have led to him making the wrong choice. He also complains that the payment of his be... (5 pages)
View source decisionDRN-4103477 The complaint Mr C complains he was mis-sold a mortgage protection life cover plan (the plan) by Phoenix Life Assurance Limited as he didn’t need the plan and it wasn’t affordable. What happened Mr C took out the plan in November 2000 for a term of 25 years to cover a mortgage ... (3 pages)
View source decisionDRN-4193162 The complaint Mrs C complained that a Market Value Reduction (MVR) was applied to her pension benefits when she took them as a lump sum. She believes that she was not made aware of the effect of the MVR on her benefits by Phoenix Life Assurance Limited. (Phoenix Life). What hap... (4 pages)
View source decision