Firm analysis

American International Group UK Limited complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving American International Group UK Limited, including outcome context, product mix, complaint themes, and representative cases.

Page summary

260 published decisions involving American International Group UK Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

260

Firm-specific decision volume in the public corpus

Upheld rate

26.9%

70 upheld decisions

Latest published decision 22 Dec 2025

Published decisions

260

Firm-specific decision volume in the public corpus

Upheld rate

26.9%

70 upheld decisions

Leading product

Insurance

246 decisions

Leading complaint theme

Delay In Claim Handling

12 tagged decisions

American International Group UK Limited at a glance

American International Group UK Limited appears in 260 published decisions in this corpus. 26.9% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Insurance is the firm’s clearest product exposure in the published decisions, with 246 decisions and an upheld rate of 27.6%.

  • Latest active year in the published data: 2025 (24 decisions)
  • Most common complaint theme: Delay In Claim Handling
  • Most common precedent signal: Disp

Volume and outcome trajectory

American International Group UK Limited's decision trail runs from 2019 to 2025. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, American International Group UK Limited appeared in 24 published decisions with an upheld rate of 25.0%.

  • 2025: 24 decisions, 25.0% upheld
  • 2024: 23 decisions, 30.4% upheld
  • 2023: 60 decisions, 40.0% upheld
  • 2022: 69 decisions, 24.6% upheld
  • 2021: 56 decisions, 19.6% upheld

Themes, products, and precedent signals

Delay In Claim Handling is the strongest complaint-theme signal tied to American International Group UK Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Disp are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.

  • Insurance: 246 decisions
  • Second complaint theme: Non-disclosure Or Misrepresentation

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-590070122 Dec 2025Not upheld

American International Group UK Limited · Insurance

DRN-5900701 The complaint Ms D complains about how American International Group UK Limited (“AIG”) handled a claim she made after an item she sent abroad was damaged during shipping. What happened Ms D arranged to send a valuable item overseas in September 2024. Ms D took out an insura... (4 pages)

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DRN-603172718 Dec 2025Upheld

American International Group UK Limited · Insurance

DRN-6031727 The complaint Mr S is unhappy that American International Group UK Limited (‘AIG’) declined a claim made on a personal accident policy he had the benefit of. He’s also raised some concerns about customer service issues. What happened The details of this complaint are well k... (4 pages)

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DRN-597825105 Dec 2025Upheld

American International Group UK Limited · Insurance

DRN-5978251 The complaint Mr and Mrs M are unhappy with the way American International Group UK Limited (‘AIG’) handled a claim made under their travel insurance policy (‘the policy’). What happened The details of this complaint are well known to both parties, so I won’t repeat them ag... (2 pages)

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DRN-581351721 Nov 2025Not upheld

American International Group UK Limited · Insurance

DRN-5813517 The complaint Mr H complains American International Group UK Limited (AIG) unfairly declined to settle his claim on his car hire excess insurance policy. AIG are the underwriters of this policy i.e. the insurer. Part of this complaint concerns the actions of the intermediar... (2 pages)

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DRN-580846828 Oct 2025Not upheld

American International Group UK Limited · Insurance

DRN-5808468 The complaint Ms M has complained about the service she received from AMERICAN INTERNATIONAL GROUP UK LIMITED trading as AIG UK when she was trying to have her mobile phone repaired under her mobile phone policy. References to AIG include all its agents. What happened Ms M... (4 pages)

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