Firm analysis

Experian Limited complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving Experian Limited, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

377

Firm-specific decision volume in the public corpus

Upheld rate

22.3%

84 upheld decisions

Page summary

377 published decisions involving Experian Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

377

Firm-specific decision volume in the public corpus

Upheld rate

22.3%

84 upheld decisions

Latest published decision 21 Aug 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

377

Firm-specific decision volume in the public corpus

Upheld rate

22.3%

84 upheld decisions

Leading product

Banking and credit

203 decisions

Leading complaint theme

Delay In Claim Handling

41 tagged decisions

Experian Limited at a glance

Analysis

Experian Limited appears in 377 published decisions in this corpus. 22.3% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Banking and credit is the firm’s clearest product exposure in the published decisions, with 203 decisions and an upheld rate of 19.7%.

  • Latest active year in the published data: 2026 (6 decisions)
  • Most common complaint theme: Delay In Claim Handling
  • Most common precedent signal: Consumer Credit Act 1974

Volume and outcome trajectory

Analysis

Experian Limited's decision trail runs from 2013 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, Experian Limited appeared in 6 published decisions with an upheld rate of 50.0%.

  • 2026: 6 decisions, 50.0% upheld
  • 2025: 26 decisions, 15.4% upheld
  • 2024: 21 decisions, 23.8% upheld
  • 2023: 24 decisions, 16.7% upheld
  • 2022: 34 decisions, 41.2% upheld

Themes, products, and precedent signals

Analysis

Delay In Claim Handling is the strongest complaint-theme signal tied to Experian Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Consumer Credit Act 1974, Conc, Disp are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.

  • Banking and credit: 203 decisions
  • Second complaint theme: Fraud Or Scam Concern
  • Second precedent signal: Conc

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-625395021 Aug 2026Not upheld

Experian Limited · Consumer Credit

For the reasons above, my final decision is that Miss B’s complaint is not upheld. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss B to accept or reject my decision before 18 September 2026.

View source decision
DRN-625085417 Aug 2026Not upheld

Experian Limited · Consumer Credit

For the reasons above, my final decision is that Ms B’s complaint is not upheld. Under the rules of the Financial Ombudsman Service, I’m required to ask Ms B to accept or reject my decision before 14 September 2026.

View source decision
DRN-626954928 Jul 2026Upheld

Experian Limited · Consumer Credit

I uphold this complaint and require Experian Limited to pay £150 compensation to Mr S. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr S to accept or reject my decision before 25 August 2026.

View source decision
DRN-622512023 Jul 2026Not upheld

Experian Limited · Consumer Credit

For the reasons explained above, I do not uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss W to accept or reject my decision before 20 August 2026.

View source decision
DRN-647723214 Jul 2026Upheld

Experian Limited · Consumer Credit

My final decision is I uphold this complaint against Experian Limited. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr Y to accept or reject my decision before 11 August 2026.

View source decision