Firm analysis

Automobile Association Insurance Services Limited complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving Automobile Association Insurance Services Limited, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

294

Firm-specific decision volume in the public corpus

Upheld rate

22.4%

66 upheld decisions

Page summary

294 published decisions involving Automobile Association Insurance Services Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

294

Firm-specific decision volume in the public corpus

Upheld rate

22.4%

66 upheld decisions

Latest published decision 29 Jun 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

294

Firm-specific decision volume in the public corpus

Upheld rate

22.4%

66 upheld decisions

Leading product

Insurance (excluding PPI)

167 decisions

Leading complaint theme

Delay In Claim Handling

16 tagged decisions

Automobile Association Insurance Services Limited at a glance

Analysis

Automobile Association Insurance Services Limited appears in 294 published decisions in this corpus. 22.4% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Insurance (excluding PPI) is the firm’s clearest product exposure in the published decisions, with 167 decisions and an upheld rate of 23.9%.

  • Latest active year in the published data: 2026 (2 decisions)
  • Most common complaint theme: Delay In Claim Handling

Volume and outcome trajectory

Analysis

Automobile Association Insurance Services Limited's decision trail runs from 2013 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, Automobile Association Insurance Services Limited appeared in 2 published decisions with an upheld rate of 50.0%.

  • 2026: 2 decisions, 50.0% upheld
  • 2025: 23 decisions, 17.4% upheld
  • 2024: 21 decisions, 28.6% upheld
  • 2023: 21 decisions, 42.9% upheld
  • 2022: 14 decisions, 7.1% upheld

Themes, products, and precedent signals

Analysis

Delay In Claim Handling is the strongest complaint-theme signal tied to Automobile Association Insurance Services Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Precedent tagging does not surface a strong repeated signal for this firm.

  • Insurance (excluding PPI): 167 decisions
  • Second complaint theme: Policy Wording Ambiguity

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-635476329 Jun 2026Not upheld

Automobile Association Insurance Services Limited · Insurance

For the reasons given above, my final decision is that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Ms S to accept or reject my decision before 27 July 2026.

View source decision
DRN-597411117 Mar 2026Upheld

Automobile Association Insurance Services Limited · Insurance

For the reasons I have given, it is my final decision that this complaint is upheld. I require Automobile Association Insurance Services Limited to pay Mr B £250 compensation.

View source decision
DRN-598539118 Dec 2025Not upheld

Automobile Association Insurance Services Limited · Insurance

DRN-5985391 The complaint Miss C and Mr L complain Automobile Association Insurance Services Limited (“AA”), their home insurance broker, didn’t do enough to ensure they had the cover they needed. As Mr L is driving this complaint, for ease of reading I will refer to him throughout thi... (2 pages)

View source decision
DRN-598101408 Dec 2025Upheld

Automobile Association Insurance Services Limited · Consumer Credit

DRN-5981014 The complaint Mr H complains that Automobile Association Insurance Services Limited (who I’ll call AAIS) didn’t adequately compensate him for the distress and inconvenience they caused. What happened The detailed background to this complaint is well known to both parties. So... (2 pages)

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DRN-570315025 Sept 2025Not upheld

Automobile Association Insurance Services Limited · Insurance

DRN-5703150 The complaint Mr S has complained that Automobile Association Insurance Services Limited (“AA”) removed access to the online portal of his home insurance policy. What happened The background to this complaint is well known to the parties. In summary on 24 January 2025 Mr S t... (2 pages)

View source decision