Firm analysis

AIB Group (UK) Plc complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving AIB Group (UK) Plc, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

422

Firm-specific decision volume in the public corpus

Upheld rate

28.2%

119 upheld decisions

Page summary

422 published decisions involving AIB Group (UK) Plc, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

422

Firm-specific decision volume in the public corpus

Upheld rate

28.2%

119 upheld decisions

Latest published decision 05 Mar 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

422

Firm-specific decision volume in the public corpus

Upheld rate

28.2%

119 upheld decisions

Leading product

Payment protection insurance (PPI)

238 decisions

Leading complaint theme

Affordability Assessment Failure

32 tagged decisions

AIB Group (UK) Plc at a glance

Analysis

AIB Group (UK) Plc appears in 422 published decisions in this corpus. 28.2% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Payment protection insurance (PPI) is the firm’s clearest product exposure in the published decisions, with 238 decisions and an upheld rate of 35.7%.

  • Latest active year in the published data: 2026 (1 decisions)
  • Most common complaint theme: Affordability Assessment Failure
  • Most common precedent signal: Consumer Credit Act 1974

Volume and outcome trajectory

Analysis

AIB Group (UK) Plc's decision trail runs from 2013 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, AIB Group (UK) Plc appeared in 1 published decisions with an upheld rate of 100.0%.

  • 2026: 1 decisions, 100.0% upheld
  • 2025: 3 decisions, 33.3% upheld
  • 2024: 8 decisions, 50.0% upheld
  • 2023: 10 decisions, 0.0% upheld
  • 2022: 15 decisions, 26.7% upheld

Themes, products, and precedent signals

Analysis

Affordability Assessment Failure is the strongest complaint-theme signal tied to AIB Group (UK) Plc in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Consumer Credit Act 1974, Section 75 Cca, Disp, and others are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.

  • Payment protection insurance (PPI): 238 decisions
  • Second complaint theme: Delay In Claim Handling
  • Second precedent signal: Section 75 Cca

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-614586605 Mar 2026Upheld

AIB Group (UK) Plc · Banking and Payments

For the reasons given above, I uphold this complaint in part. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr G to accept or reject my decision before 2 April 2026.

View source decision
DRN-600220615 Dec 2025Not upheld

AIB Group (UK) Plc · Banking and Payments

DRN-6002206 The complaint Mr L, initially via a representative, has complained that AIB Group (UK) Plc trading as Allied Irish Bank (GB) (“AIB”) failed to refund the money he lost as part of an investment What happened The details of this complaint are well known to both parties, so I ... (3 pages)

View source decision
DRN-522152230 Jun 2025Not upheld

AIB Group (UK) Plc · Banking and Payments

DRN-5221522 The complaint Mr H complains that AIB Group (UK) Plc (“AIB”) didn’t do enough to protect him when he fell victim to a scam. What happened I’m not going to cover all the points raised in detail. The view of 4 December 2024 covered the details of Mr H’s testimony regarding th... (2 pages)

View source decision
DRN-532434217 Mar 2025Upheld

AIB Group (UK) Plc · Banking and Payments

DRN-5324342 The complaint Mrs F complains that AIB Group (UK) Plc (AIB) mistakenly sent a large payment to her daughter’s account, instead of to her account with another bank. Mrs F said her daughter received £750 compensation from AIB and she felt a similar sum should be offered to her... (3 pages)

View source decision
DRN-447376812 Nov 2024Upheld

AIB Group (UK) Plc · Banking and Payments

DRN-4473768 The complaint Mr W complains that AIB Group (UK) Plc (AIB) won’t refund money he lost in an investment scam. What happened What Mr W says: Mr W was cold called by someone who said she was a broker, and she recommended investing in US oil and gas using an investment firm in S... (6 pages)

View source decision