Firm analysis

Liverpool Victoria Insurance Company Limited complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving Liverpool Victoria Insurance Company Limited, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

1,902

Firm-specific decision volume in the public corpus

Upheld rate

29.3%

558 upheld decisions

Page summary

1,902 published decisions involving Liverpool Victoria Insurance Company Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

1,902

Firm-specific decision volume in the public corpus

Upheld rate

29.3%

558 upheld decisions

Latest published decision 20 Apr 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

1,902

Firm-specific decision volume in the public corpus

Upheld rate

29.3%

558 upheld decisions

Leading product

Insurance (excluding PPI)

952 decisions

Leading complaint theme

Delay In Claim Handling

223 tagged decisions

Liverpool Victoria Insurance Company Limited at a glance

Analysis

Liverpool Victoria Insurance Company Limited appears in 1,902 published decisions in this corpus. 29.3% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Insurance (excluding PPI) is the firm’s clearest product exposure in the published decisions, with 952 decisions and an upheld rate of 25.1%.

  • Latest active year in the published data: 2026 (31 decisions)
  • Most common complaint theme: Delay In Claim Handling
  • Most common precedent signal: Disp

Volume and outcome trajectory

Analysis

Liverpool Victoria Insurance Company Limited's decision trail runs from 2013 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, Liverpool Victoria Insurance Company Limited appeared in 31 published decisions with an upheld rate of 32.3%.

  • 2026: 31 decisions, 32.3% upheld
  • 2025: 208 decisions, 37.0% upheld
  • 2024: 213 decisions, 46.0% upheld
  • 2023: 139 decisions, 33.1% upheld
  • 2022: 119 decisions, 31.1% upheld

Themes, products, and precedent signals

Analysis

Delay In Claim Handling is the strongest complaint-theme signal tied to Liverpool Victoria Insurance Company Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Disp, Icobs, Insurance Act 2015 are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.

  • Insurance (excluding PPI): 952 decisions
  • Second complaint theme: Fraud Or Scam Concern
  • Second precedent signal: Icobs

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-590165320 Apr 2026Not upheld

Liverpool Victoria Insurance Company Limited · Insurance

For the reasons I have given, it is my final decision that this complaint is not upheld. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr B and Mrs B to accept or reject my decision before 18 May 2026.

View source decision
DRN-613410820 Apr 2026Not upheld

Liverpool Victoria Insurance Company Limited · Insurance

My final decision is that I do not uphold Mrs P’s complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mrs P to accept or reject my decision before 18 May 2026.

View source decision
DRN-625304419 Apr 2026Not upheld

Liverpool Victoria Insurance Company Limited · Insurance

My final decision is that I do not uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Ms O to accept or reject my decision before 18 May 2026.

View source decision
DRN-610284417 Apr 2026Not upheld

Liverpool Victoria Insurance Company Limited · Insurance

My final decision is that I do not uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr L and Mrs L to accept or reject my decision before 15 May 2026.

View source decision
DRN-613726202 Apr 2026Not upheld

Liverpool Victoria Insurance Company Limited · Insurance

My final decision is that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr K and Mr K to accept or reject my decision before 30 April 2026.

View source decision