Published decisions
774
Firm-specific decision volume in the public corpus
Firm analysis
Everyday Lending Limited complaint analysis
A public analysis page covering published Financial Ombudsman decisions involving Everyday Lending Limited, including outcome context, product mix, complaint themes, and representative cases.
Upheld rate
63.8%
494 upheld decisions
Page summary
774 published decisions involving Everyday Lending Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
774
Firm-specific decision volume in the public corpus
Upheld rate
63.8%
494 upheld decisions
Latest published decision 14 Sept 2026
How to use this page
Read the metrics first, then the ranked view.
The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.
Published decisions
774
Firm-specific decision volume in the public corpus
Upheld rate
63.8%
494 upheld decisions
Leading product
Consumer Credit
679 decisions
Leading complaint theme
Affordability Assessment Failure
323 tagged decisions
Everyday Lending Limited at a glance
AnalysisEveryday Lending Limited appears in 774 published decisions in this corpus. 63.8% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.
Consumer Credit is the firm’s clearest product exposure in the published decisions, with 679 decisions and an upheld rate of 64.7%.
- Latest active year in the published data: 2026 (14 decisions)
- Most common complaint theme: Affordability Assessment Failure
- Most common precedent signal: Consumer Credit Act 1974
Volume and outcome trajectory
AnalysisEveryday Lending Limited's decision trail runs from 2013 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.
In the latest year represented here, Everyday Lending Limited appeared in 14 published decisions with an upheld rate of 14.3%.
- 2026: 14 decisions, 14.3% upheld
- 2025: 32 decisions, 34.4% upheld
- 2024: 30 decisions, 23.3% upheld
- 2023: 148 decisions, 73.0% upheld
- 2022: 323 decisions, 71.5% upheld
Themes, products, and precedent signals
AnalysisAffordability Assessment Failure is the strongest complaint-theme signal tied to Everyday Lending Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.
Consumer Credit Act 1974, Conc, Section 140a Cca, and others are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.
- Consumer Credit: 679 decisions
- Second complaint theme: Delay In Claim Handling
- Second precedent signal: Conc
Representative cases
Recent published decisions in this slice
5 examples shown
DRN-660574714 Sept 2026Upheld
Everyday Lending Limited · Consumer Credit
For the reasons given above, I uphold this complaint against Everyday Lending Limited trading as Evlo. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss G to accept or reject my decision before 12 October 2026.
View source decisionDRN-624443603 Sept 2026Not upheld
Everyday Lending Limited · Consumer Credit
For the reasons outlined above, I’m not upholding this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr C to accept or reject my decision before 1 October 2026.
View source decisionDRN-656411203 Sept 2026Not upheld
Everyday Lending Limited · Consumer Credit
I am not upholding Miss R’s complaint against Everyday Lending Limited trading as Evlo. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss R to accept or reject my decision before 1 October 2026.
View source decisionDRN-657345502 Sept 2026Not upheld
Everyday Lending Limited · Consumer Credit
My final decision is that I do not uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr P to accept or reject my decision before 30 September 2026.
View source decisionDRN-657517628 Aug 2026Not upheld
Everyday Lending Limited · Consumer Credit
My final decision is that I’m not upholding this complaint against Everyday Lending Limited, trading as Evlo. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr E to accept or reject my decision before 25 September 2026.
View source decision