Published decisions
343
Firm-specific decision volume in the public corpus
Firm analysis
Oakbrook Finance Limited complaint analysis
A public analysis page covering published Financial Ombudsman decisions involving Oakbrook Finance Limited, including outcome context, product mix, complaint themes, and representative cases.
Upheld rate
17.2%
59 upheld decisions
Page summary
343 published decisions involving Oakbrook Finance Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
343
Firm-specific decision volume in the public corpus
Upheld rate
17.2%
59 upheld decisions
Latest published decision 24 Aug 2026
How to use this page
Read the metrics first, then the ranked view.
The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.
Published decisions
343
Firm-specific decision volume in the public corpus
Upheld rate
17.2%
59 upheld decisions
Leading product
Consumer Credit
290 decisions
Leading complaint theme
Affordability Assessment Failure
162 tagged decisions
Oakbrook Finance Limited at a glance
AnalysisOakbrook Finance Limited appears in 343 published decisions in this corpus. 17.2% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.
Consumer Credit is the firm’s clearest product exposure in the published decisions, with 290 decisions and an upheld rate of 16.9%.
- Latest active year in the published data: 2026 (23 decisions)
- Most common complaint theme: Affordability Assessment Failure
- Most common precedent signal: Consumer Credit Act 1974
Volume and outcome trajectory
AnalysisOakbrook Finance Limited's decision trail runs from 2014 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.
In the latest year represented here, Oakbrook Finance Limited appeared in 23 published decisions with an upheld rate of 0.0%.
- 2026: 23 decisions, 0.0% upheld
- 2025: 46 decisions, 13.0% upheld
- 2024: 35 decisions, 20.0% upheld
- 2023: 49 decisions, 16.3% upheld
- 2022: 79 decisions, 19.0% upheld
Themes, products, and precedent signals
AnalysisAffordability Assessment Failure is the strongest complaint-theme signal tied to Oakbrook Finance Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.
Consumer Credit Act 1974, Section 140a Cca, Conc, and others are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.
- Consumer Credit: 290 decisions
- Second complaint theme: Delay In Claim Handling
- Second precedent signal: Section 140a Cca
Representative cases
Recent published decisions in this slice
5 examples shown
DRN-649321624 Aug 2026Not upheld
Oakbrook Finance Limited · Consumer Credit
My final decision is that I’m not upholding Miss R’s complaint about OAKBROOK FINANCE LIMITED trading as Likely Loans. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss R to accept or reject my decision before 21 September 2026.
View source decisionDRN-654448720 Aug 2026Not upheld
Oakbrook Finance Limited · Consumer Credit
For the reasons given above, I do not uphold this complaint against Oakbrook Finance Limited trading as Likely Loans. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr W to accept or reject my decision before 17 September 2026.
View source decisionDRN-653132817 Aug 2026Not upheld
Oakbrook Finance Limited · Consumer Credit
For the reasons I’ve explained, I’m not upholding Mr B’s complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr B to accept or reject my decision before 14 September 2026.
View source decisionDRN-650702210 Aug 2026Not upheld
Oakbrook Finance Limited · Consumer Credit
My final decision is that I’m not upholding Miss G’s complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss G to accept or reject my decision before 7 September 2026.
View source decisionDRN-647527106 Jul 2026Not upheld
Oakbrook Finance Limited · Consumer Credit
My final decision is that I do not uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss A to accept or reject my decision before 3 August 2026.
View source decision