Published decisions
571
Firm-specific decision volume in the public corpus
Firm analysis
A public analysis page covering published Financial Ombudsman decisions involving FirstRand Bank Limited, including outcome context, product mix, complaint themes, and representative cases.
Page summary
571 published decisions involving FirstRand Bank Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
571
Firm-specific decision volume in the public corpus
Upheld rate
44.1%
252 upheld decisions
Latest published decision 19 Dec 2025
Published decisions
571
Firm-specific decision volume in the public corpus
Upheld rate
44.1%
252 upheld decisions
Leading product
Banking and credit
408 decisions
Leading complaint theme
Delay In Claim Handling
57 tagged decisions
FirstRand Bank Limited appears in 571 published decisions in this corpus. 44.1% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.
Banking and credit is the firm’s clearest product exposure in the published decisions, with 408 decisions and an upheld rate of 43.9%.
FirstRand Bank Limited's decision trail runs from 2013 to 2025. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.
In the latest year represented here, FirstRand Bank Limited appeared in 32 published decisions with an upheld rate of 34.4%.
Delay In Claim Handling is the strongest complaint-theme signal tied to FirstRand Bank Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.
Consumer Credit Act 1974, Section 140a Cca, Section 75 Cca, and others are the most visible precedent signals in the firm’s published decisions. That gives extra context on the rules and fairness arguments appearing most often around the firm.
Representative cases
5 examples shown
DRN-6035034 The complaint Mr A complains that FirstRand Bank Limited trading as Motonovo Finance irresponsibly provided him with an unaffordable regulated hire purchase agreement. Mr A’s complaint has been brought by a professional representative, however for ease I’ve referred to all ... (4 pages)
View source decisionDRN-5808049 The complaint Mr M complains that a hire purchase agreement with FirstRand Bank Limited, trading as Motonovo Finance, under which a car was supplied to him, was unaffordable for him. Mr M is being represented by a claims management company. What happened A used car was suppl... (3 pages)
View source decisionDRN-5948213 Complaint Miss C complains that FirstRand Bank Limited (trading as “MotoNovo” Finance) unfairly entered into a hire-purchase agreement with her. She’s said the payments to her agreement were unaffordable. Background In June 2016, MotoNovo provided Miss C with finance for a ... (3 pages)
View source decisionDRN-5751818 The complaint Mr D complains that a hire purchase agreement with FirstRand Bank Limited, trading as Motonovo Finance, under which a car was supplied to him, was unaffordable and that it lent to him irresponsibly. Mr D is being represented by a legal adviser. What happened A ... (2 pages)
View source decisionDRN-5748870 The complaint Mr O says FirstRand Bank Limited trading as Motonovo Finance, irresponsibly lent to him. He says that it didn’t take reasonable steps to ensure he could afford the repayments towards a hire purchase agreement to purchase a car, and a related personal loan. He ... (5 pages)
View source decision