Firm analysis

Calpe Insurance Company Limited complaint analysis

A public analysis page covering published Financial Ombudsman decisions involving Calpe Insurance Company Limited, including outcome context, product mix, complaint themes, and representative cases.

Published decisions

263

Firm-specific decision volume in the public corpus

Upheld rate

45.3%

119 upheld decisions

Page summary

263 published decisions involving Calpe Insurance Company Limited, with product mix, upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

263

Firm-specific decision volume in the public corpus

Upheld rate

45.3%

119 upheld decisions

Latest published decision 29 Jun 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

263

Firm-specific decision volume in the public corpus

Upheld rate

45.3%

119 upheld decisions

Leading product

Insurance (excluding PPI)

141 decisions

Leading complaint theme

Delay In Claim Handling

24 tagged decisions

Calpe Insurance Company Limited at a glance

Analysis

Calpe Insurance Company Limited appears in 263 published decisions in this corpus. 45.3% of those decisions were upheld, which gives a public view of how often complaints involving this firm ended in a fully upheld outcome in the final published set.

Insurance (excluding PPI) is the firm’s clearest product exposure in the published decisions, with 141 decisions and an upheld rate of 39.0%.

  • Latest active year in the published data: 2026 (1 decisions)
  • Most common complaint theme: Delay In Claim Handling

Volume and outcome trajectory

Analysis

Calpe Insurance Company Limited's decision trail runs from 2016 to 2026. That range gives enough public history to see whether complaint exposure has been broad-based or concentrated into certain years.

In the latest year represented here, Calpe Insurance Company Limited appeared in 1 published decisions with an upheld rate of 100.0%.

  • 2026: 1 decisions, 100.0% upheld
  • 2025: 3 decisions, 66.7% upheld
  • 2024: 2 decisions, 0.0% upheld
  • 2023: 10 decisions, 50.0% upheld
  • 2022: 29 decisions, 51.7% upheld

Themes, products, and precedent signals

Analysis

Delay In Claim Handling is the strongest complaint-theme signal tied to Calpe Insurance Company Limited in the published decisions. In this corpus, those themes are the most stable public proxy for complaint “type”.

Precedent tagging does not surface a strong repeated signal for this firm.

  • Insurance (excluding PPI): 141 decisions
  • Second complaint theme: Fraud Or Scam Concern

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-645013129 Jun 2026Upheld

Calpe Insurance Company Limited · Insurance

It’s my final decision that I uphold this complaint in part. I direct Calpe Insurance Company Limited to pay Mr T £150 compensation for his distress and inconvenience.

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DRN-574269503 Sept 2025Not upheld

Calpe Insurance Company Limited · Insurance

DRN-5742695 The complaint Mr A complains that Calpe Insurance Company Limited refused to pay a claim on his motor insurance policy. Also, four years after the incident, it told him he would have to repay its outlay for settling the third party’s claim. Reference to Calpe includes the ag... (4 pages)

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DRN-576221119 Aug 2025Upheld

Calpe Insurance Company Limited · Insurance

DRN-5762211 The complaint Mr A complains about Calpe Insurance Company Limited’s delay in handling a claim under his motor insurance policy. Calpe has been represented on the claim by its agents. All references to Calpe include its agents. Mr A has also been represented by his Solicitor... (4 pages)

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DRN-557086123 Jul 2025Upheld

Calpe Insurance Company Limited · Insurance

DRN-5570861 The complaint Mr C and Mr L complain that Calpe Insurance Company Limited unfairly avoided a motor insurance policy and declined a claim. Mr C and Mr L have been represented by a legal representative on the complaint. But for simplicity and because Mr C was the main policyho... (3 pages)

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DRN-470893417 May 2024Not upheld

Calpe Insurance Company Limited · Insurance

DRN-4708934 The complaint Mr S complains about the category of write-off Calpe Insurance UK plc (“Calpe”) allocated to his car following an incident. When I mention Calpe I also mean its assessors and engineers. What happened Mr S had a motor insurance policy with Calpe covering his car. H... (2 pages)

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