Firm + product analysis

Barclays Bank UK PLC in Banking and Payments

A curated public analysis of Barclays Bank UK PLC's published Financial Ombudsman decisions in Banking and Payments, including outcome context, complaint themes, precedent signals, and representative cases.

Published decisions

6,211

Decision volume in this firm-product slice

Upheld rate

25.8%

1,605 upheld decisions

Page summary

6,211 published FOS decisions involving Barclays Bank UK PLC in Banking and Payments, with upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

6,211

Decision volume in this firm-product slice

Upheld rate

25.8%

1,605 upheld decisions

Latest published decision 29 Jun 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

6,211

Decision volume in this firm-product slice

Upheld rate

25.8%

1,605 upheld decisions

Latest active year

2026

188 decisions

Leading complaint theme

Fraud Or Scam Concern

1,340 tagged decisions

Barclays Bank UK PLC in Banking and Payments

Analysis

Barclays Bank UK PLC appears in 6,211 published decisions in Banking and Payments across this corpus. 25.8% of those decisions were upheld, making this one of the strongest public firm-product slices available for search and research.

The latest year represented in this slice is 2026, with 188 published decisions and an upheld rate of 12.2%.

  • Leading complaint theme: Fraud Or Scam Concern
  • Leading precedent signal: Consumer Credit Act 1974
  • Advisor uphold-risk signal for Banking and Payments: low

How the slice behaves over time

Analysis

Barclays Bank UK PLC has a multi-year published decision trail in Banking and Payments, which makes it possible to judge whether complaint exposure has been persistent or concentrated into a smaller set of years.

Banking and Payments remains a meaningful part of Barclays Bank UK PLC's published complaint exposure, but this page isolates just that one product line instead of blending it with the firm's wider footprint.

  • 2026: 188 decisions, 12.2% upheld
  • 2025: 1,348 decisions, 18.8% upheld
  • 2024: 1,180 decisions, 36.5% upheld
  • 2023: 1,028 decisions, 30.2% upheld
  • 2022: 1,096 decisions, 24.8% upheld

Themes, precedent context, and handling implications

Analysis

Fraud Or Scam Concern is the clearest complaint-theme signal in this firm-product slice, which helps explain what tends to drive published ombudsman decisions here.

The product advisory layer also points to recurring handling implications, including review consumer credit act 1974 precedent (appears in 2.7% of cases), review section 75 cca precedent (appears in 1.9% of cases), review section 140a cca precedent (appears in 0.4% of cases), and others.

  • Second complaint theme: Delay In Claim Handling

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-622399429 Jun 2026Not upheld

Barclays Bank UK PLC · Banking and Payments

Barclays Bank UK PLC, trading as Barclaycard, has already made an offer to pay £200 to settle the complaint and I think this offer is fair in all the circumstances. So my decision is that Barclays Bank UK PLC, trading as Barclaycard, should now pay £200 to Mr G.

View source decision
DRN-633502129 Jun 2026Not upheld

Barclays Bank UK PLC · Banking and Payments

I am not upholding this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Ms C to accept or reject my decision before 27 July 2026.

View source decision
DRN-636719229 Jun 2026Not upheld

Barclays Bank UK PLC · Banking and Payments

For the reasons given above, I do not uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mrs H and Mr H to accept or reject my decision before 27 July 2026.

View source decision
DRN-624449326 Jun 2026Not upheld

Barclays Bank UK PLC · Banking and Payments

For the reasons I’ve explained above I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mrs V to accept or reject my decision before 24 July 2026.

View source decision
DRN-630128026 Jun 2026Not upheld

Barclays Bank UK PLC · Banking and Payments

For the reasons I’ve explained above I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Miss K to accept or reject my decision before 24 July 2026.

View source decision