Published decisions
8,119
Decision volume in this firm-product slice
Firm + product analysis
A curated public analysis of Lloyds Bank PLC's published Financial Ombudsman decisions in Payment protection insurance (PPI), including outcome context, complaint themes, precedent signals, and representative cases.
Page summary
8,119 published FOS decisions involving Lloyds Bank PLC in Payment protection insurance (PPI), with upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
8,119
Decision volume in this firm-product slice
Upheld rate
23.5%
1,908 upheld decisions
Latest published decision 10 Sept 2021
Published decisions
8,119
Decision volume in this firm-product slice
Upheld rate
23.5%
1,908 upheld decisions
Latest active year
2021
309 decisions
Leading complaint theme
Affordability Assessment Failure
1,085 tagged decisions
Lloyds Bank PLC appears in 8,119 published decisions in Payment protection insurance (PPI) across this corpus. 23.5% of those decisions were upheld, making this one of the strongest public firm-product slices available for search and research.
The latest year represented in this slice is 2021, with 309 published decisions and an upheld rate of 13.9%.
Lloyds Bank PLC has a multi-year published decision trail in Payment protection insurance (PPI), which makes it possible to judge whether complaint exposure has been persistent or concentrated into a smaller set of years.
Payment protection insurance (PPI) remains a meaningful part of Lloyds Bank PLC's published complaint exposure, but this page isolates just that one product line instead of blending it with the firm's wider footprint.
Affordability Assessment Failure is the clearest complaint-theme signal in this firm-product slice, which helps explain what tends to drive published ombudsman decisions here.
The product advisory layer also points to recurring handling implications, including review consumer credit act 1974 precedent (appears in 5.2% of cases), review disp precedent (appears in 5.1% of cases), review icobs precedent (appears in 4.6% of cases), and others.
Representative cases
5 examples shown
This complaint is about a credit card payment protection insurance (PPI) policy taken out in 1992. Mr V says Lloyds Bank PLC mis-sold him PPI. background The background and circumstances leading up to this complaint, which includes Mr V’s circumstances at the time of the sale as well as th... (5 pages)
View source decisionThis complaint is about a credit card payment protection insurance (PPI) policy taken out in 2001. Mr P says Lloyds Bank PLC mis-sold him PPI. background The background and circumstances leading up to this complaint, which includes Mr P’s circumstances at the time of the sale as well as th... (5 pages)
View source decisionThis complaint is about a credit card payment protection insurance (PPI) policy taken out in 1996. Mr H says Lloyds Bank PLC, trading at the time as Lloyds TSB, mis-sold him PPI. background The background and circumstances leading up to this complaint, which includes Mr H’s circumstances a... (5 pages)
View source decisionThis complaint is about a regular premium payment protection insurance (PPI) policy taken out in 2009 alongside a loan. Mrs C says Lloyds Bank PLC mis-sold her PPI. background The background and circumstances leading up to this complaint, which includes Mrs C’s circumstances at the time of... (5 pages)
View source decisionThis complaint is about a credit card payment protection insurance (PPI) policy taken out in 1994. Mr K says Lloyds Bank PLC mis-sold him PPI. background The background and circumstances leading up to this complaint, which includes Mr K’s circumstances at the time of the sale as well as th... (5 pages)
View source decision