Firm + product analysis

Admiral Insurance (Gibraltar) Limited in Insurance

A curated public analysis of Admiral Insurance (Gibraltar) Limited's published Financial Ombudsman decisions in Insurance, including outcome context, complaint themes, precedent signals, and representative cases.

Published decisions

1,652

Decision volume in this firm-product slice

Upheld rate

49.6%

819 upheld decisions

Page summary

1,652 published FOS decisions involving Admiral Insurance (Gibraltar) Limited in Insurance, with upheld-rate context, complaint themes, precedent signals, and representative cases.

Published decisions

1,652

Decision volume in this firm-product slice

Upheld rate

49.6%

819 upheld decisions

Latest published decision 17 Mar 2026

How to use this page

Read the metrics first, then the ranked view.

The top-line cards show scale and outcome context. The ranked view and representative decisions show where the slice is concentrated and what the published decision set actually looks like.

Published decisions

1,652

Decision volume in this firm-product slice

Upheld rate

49.6%

819 upheld decisions

Latest active year

2026

40 decisions

Leading complaint theme

Delay In Claim Handling

59 tagged decisions

Admiral Insurance (Gibraltar) Limited in Insurance

Analysis

Admiral Insurance (Gibraltar) Limited appears in 1,652 published decisions in Insurance across this corpus. 49.6% of those decisions were upheld, making this one of the strongest public firm-product slices available for search and research.

The latest year represented in this slice is 2026, with 40 published decisions and an upheld rate of 30.0%.

  • Leading complaint theme: Delay In Claim Handling
  • Leading precedent signal: Icobs
  • Advisor uphold-risk signal for Insurance: medium

How the slice behaves over time

Analysis

Admiral Insurance (Gibraltar) Limited has a multi-year published decision trail in Insurance, which makes it possible to judge whether complaint exposure has been persistent or concentrated into a smaller set of years.

Insurance remains a meaningful part of Admiral Insurance (Gibraltar) Limited's published complaint exposure, but this page isolates just that one product line instead of blending it with the firm's wider footprint.

  • 2026: 40 decisions, 30.0% upheld
  • 2025: 522 decisions, 46.0% upheld
  • 2024: 429 decisions, 55.5% upheld
  • 2023: 449 decisions, 55.0% upheld
  • 2022: 113 decisions, 46.9% upheld

Themes, precedent context, and handling implications

Analysis

Delay In Claim Handling is the clearest complaint-theme signal in this firm-product slice, which helps explain what tends to drive published ombudsman decisions here.

The product advisory layer also points to recurring handling implications, including review consumer credit act 1974 precedent (appears in 1.3% of cases), review section 140a cca precedent (appears in 1.1% of cases), review disp precedent (appears in 0.3% of cases), and others.

  • Second complaint theme: Fraud Or Scam Concern

Representative cases

Recent published decisions in this slice

5 examples shown

DRN-613741917 Mar 2026Not upheld

Admiral Insurance (Gibraltar) Limited · Insurance

For the reasons I’ve explained, my final decision is that I uphold this complaint in part. I direct Admiral Insurance (Gibraltar) Limited to pay Mr F, insofar as it hasn’t already paid him, £100.

View source decision
DRN-622839817 Mar 2026Not upheld

Admiral Insurance (Gibraltar) Limited · Insurance

For the reasons I’ve explained, my final decision is that I don’t uphold this complaint. I don’t direct Admiral Insurance (Gibraltar) Limited to do any more in response to this complaint.

View source decision
DRN-622901117 Mar 2026Upheld

Admiral Insurance (Gibraltar) Limited · Insurance

I uphold this complaint. I require Admiral Insurance (Gibraltar) Limited to settle the matter as outlined under the ‘Putting things right’ heading above.

View source decision
DRN-602121216 Mar 2026Not upheld

Admiral Insurance (Gibraltar) Limited · Insurance

For the reasons set out above, my final decision is that I don’t uphold this complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr S to accept or reject my decision before 13 April 2026.

View source decision
DRN-617108216 Mar 2026Not upheld

Admiral Insurance (Gibraltar) Limited · Insurance

For the reasons I’ve explained, my final decision is that I don’t uphold this complaint. I don’t direct Admiral Insurance (Gibraltar) Limited to do any more in response to this complaint.

View source decision