Published decisions
2,669
Decision volume in this firm-product slice
Firm + product analysis
A curated public analysis of Aviva Insurance Limited's published Financial Ombudsman decisions in Insurance, including outcome context, complaint themes, precedent signals, and representative cases.
Page summary
2,669 published FOS decisions involving Aviva Insurance Limited in Insurance, with upheld-rate context, complaint themes, precedent signals, and representative cases.
Published decisions
2,669
Decision volume in this firm-product slice
Upheld rate
33.3%
889 upheld decisions
Latest published decision 02 Feb 2026
Published decisions
2,669
Decision volume in this firm-product slice
Upheld rate
33.3%
889 upheld decisions
Latest active year
2026
5 decisions
Leading complaint theme
Delay In Claim Handling
101 tagged decisions
Aviva Insurance Limited appears in 2,669 published decisions in Insurance across this corpus. 33.3% of those decisions were upheld, making this one of the strongest public firm-product slices available for search and research.
The latest year represented in this slice is 2026, with 5 published decisions and an upheld rate of 80.0%.
Aviva Insurance Limited has a multi-year published decision trail in Insurance, which makes it possible to judge whether complaint exposure has been persistent or concentrated into a smaller set of years.
Insurance remains a meaningful part of Aviva Insurance Limited's published complaint exposure, but this page isolates just that one product line instead of blending it with the firm's wider footprint.
Delay In Claim Handling is the clearest complaint-theme signal in this firm-product slice, which helps explain what tends to drive published ombudsman decisions here.
The product advisory layer also points to recurring handling implications, including review consumer credit act 1974 precedent (appears in 1.3% of cases), review section 140a cca precedent (appears in 1.1% of cases), review disp precedent (appears in 0.3% of cases), and others.
Representative cases
5 examples shown
For the reasons I’ve set out above, it’s my final decision that I uphold this complaint and I require Aviva Insurance Limited to refund the £60 she paid to buy heaters for her tenants. It can require Miss S to show she bought these in the relevant time period.
View source decisionFor the reasons I’ve explained above, I don’t uphold Mr and Mrs A’s complaint. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr A and Mrs A to accept or reject my decision before 2 March 2026.
View source decisionI’m upholding Mr B’s complaint about Aviva Insurance Limited, and I direct it to put things right in the way I’ve outlined above. Under the rules of the Financial Ombudsman Service, I’m required to ask Mr B to accept or reject my decision before 2 March 2026.
View source decisionI’ve decided to uphold this complaint. Aviva Insurance Limited will need to put things right by paying Mr K £250.
View source decisionMy final decision is that I uphold the complaint and order Aviva Insurance Limited to: • Reassess the claim and either repair the car in line with the July 2025 engineer’s report or declare it a total loss and settle in line with the remaining policy terms. • Refund Mr B £228 for the April 2025 ‘Vehicle health check report’, plus interest at 8% simple per year from the date of payment to the date of settlement.
View source decision